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READERS' COMMENTS AND SUGGESTIONS

READERS MAY LOG IN AND CONTRIBUTE THEIR IDEAS HERE. WE WELCOME SUGGESTIONS AND CRITICISM. WE WANT TO GROW.
THOSE WHO WANT TO WRITE, ARE REQUESTED TO CONTRIBUTE IN THE SPACE PROVIDED. IT WILL HELP IF YOU CAN PLEASE MENTION YOUR E MAIL ID, SO THAT READERS CAN ALSO DIRECTLY COMMUNICATE WITH FELLOW PENSIONERS. WE REQUEST OUR PENSIONER FRIENDS TO REFRAIN FROM MAKING OBJECTIONABLE AND DEFAMATORY COMMENTS IN THIS COLUMN. A FILTERING SYSTEM WILL OPERATE AND THE POSTS AND OUR RESPONSES WILL BE PUBLISHED SIMULTANEOUSLY, AFTER ALLOWING SOME TIME FOR REVIEW. WE WILL BE COMPELLED TO DELETE OBJECTIONABLE OR HURTFUL MATTER.

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KESHAV RAI SAINI (Website) wrote at 25-04-2016 03:59:

 W.P(C)1875/2013/FEDERATION OF S.B.I&OTHERS V/S U.O.I &OTHERS
AS PER WEB SITE OF DELHI HIGH COURT ,THE ABOVE NOTED COURT CASE HAS BEEN LISTED ON THE 26TH APRIL,2016 AT SERIAL NO 8 BEFORE A DOUBLE BENCH NO 4.
K.R.SAINI
 

Krishnamoorthy K R wrote at 25-04-2016 00:24:

 Pensioners loan
In pensioners loan, top up facility is available after 12 months as per circular. Is their any restrictions on number of top ups of such loans by the branch?
 
Comment: Can you please elaborate, so that we may respond to your satisfaction ?

M.Gopalakrishna Iyer, wrote at 24-04-2016 23:06:

 SHORTAGE IN PAYMENT OF GRATUITY TO 7th BPS RETIREES
Dear Wed Administrator & other friends,

Please refer to my post of the 24th April 2016 on the captioned subject. My date of retirement is 30TH APRIL 1998 REPEAT 30TH APRIL 1998 and NOT 30.04.2016 as mentioned by me through oversight. I tender my sincere apologies from the bottom of my heart for the oversight.

2. Kindly furnish the details of similarly placed victims at an early date.

Yours faithfully,

M. Gopalakrishna Iyer.
 
Comment: Our presumption has been confirmed. Thanks for informing.

KESHAV RAI SAINI (Website) wrote at 24-04-2016 20:03:

 federationgeneral meeting and agm at patna on 30.03.2016 and 31.03.2016
DEAR SHREE WEB MANAGER,AS YOU ARE AWARE THAT IN THIS MEETING AT PATNA IT WAS CONSIDERED TO FORM A COMMITTE TO OVERSEA THE COURT CASE AT DELHI HIGH COURT.KINDLY ADVISE US THE NAMES OF MEMBERSOF THE COMMITTEE AND ANY MEETING HELD IN THE MONTH OF APRIL,2016 AND ADVISE US THE MINUTES OF THE MEETING AS ABOUT 25 DAYS HAVE PASSED.THANKING YOU.
K.R.SAINI
K.R.SAINI
 
Comment: As far as we know, the committee is supposed to meet at Delhi, on or after 26th April. We are not in a position to furnish further news in this regard, unless we receive official information from the Federation.

M. Gopalakrishna Iyer, wrote at 24-04-2016 06:31:

 SHORTAGE OF GRATUITY PAID TO 7th BPS RETIREES
Dear Friends,

I retired voluntarily from service on the 30th April 2016 from Zonal Office at Ernakulam. My arrears of one month on account of 7th BPS was paid to me in 2000 after signing the 7th BPS. But difference in Gratuity was not paid to me.
I have taken up the matter with our Thiruvananthapuram LHO who have taken up the matter with Chennai LHO as the former was not opened at the time of payment of arrears.

2. There will be many like me and I have to urge upon all of them to take up the matter with their respective LHO's and keep me advised of the developments either through this site or to my e-mail ID or Mobile or Land Phone as appended. Also please inform me your name, address, phone number and e-mail ID simultaneously.

e-mail ID: rmi_1948@yahoo.co.in
mobile phone:+ 91 9972 229 339
land line No:+91 89 41242065.

This will enable us to present our case jointly to Corporate Centre after waiting for a reasonable time, say one month.

Yours faithfully,

M. Gopalakrishna Iyer.
 
Comment: You could not have retired in April, 2016. We presume it was before 2000, as your wage arrears was paid in 2000. Although you have taken up the issue of Gratuity after 16 years, we commend your spirit, and your offer to similarly affected pensioners. If our website can provide a common platform of communication among them, we will be glad.

M. Gopalakrishna Iyer, wrote at 24-04-2016 02:42:

 FLOATER FAMILY HEALTH INSURANCE SCHEME.
Dear Sir,

I enrolled myself as a member of the captioned insurance policy "B" on 16.01.2016. I am suffering from High Blood Pressure and my wife from High Blood Pressure, Diabetes, Colastrol and Arthritis and are undergoing domiciliary treatment since some time past. Please let me know from which date I am eligible to claim reimbursement under the scheme.
With thanks and regards.
 
Comment: We presume that you have already received your ID card from the insurance company. Even if you haven't, you are entitled to claim reimbursement of domiciliary treatment expenses incurred from 1st Feb onwards. You may submit your bills as per rules of the scheme, through your pension paying branch and CM HR, to the TPA. You may contact your TPA for assistance, on their toll free numbers.

KESHAV RAI SAINI (Website) wrote at 23-04-2016 03:28:

 W.P(C)1931/2002 REGARDING PREM VATI BAGGA &OTHERS V/SU.O.I &OTHERS
FOR THE PERSONAL ATTENTION OF SHRI R.N BANNER JI PRESIDENT OF PENSIONERS' FEDERATION.
AS PER WEB SITE OF DELHI HIGH COURT THE ABOVE NOTED COURT CASE HAS BEEN LISTED AT SERIAL NO 1 AND IS ALSO DATED CASE 25.04.2016 BEFORE A SINGLE JUDGE IN COURT NO 16.KINDLY FOLLOW THIS CASE ON TOP PRIORITY AS IT IS NOW DATED CASE.
K.R.SAINI
 

Anil K Saxena wrote at 22-04-2016 23:24:

 Some delay in pension payment
team_cdc.cppc@sbi.co.in Today at 19:29
To
saxenaak273@yahoo.co.in
Message body
Dear Sir/Madam,
Kindly note and bear with us that due to unforeseen development, pension for this month will be credited in the afternoon instead of morning of 25th April, 2016. Inconvenience is regretted.
Regards,
CGM ( HR )
 
Comment: We are trying to ascertain the cause of this " unforeseen development ", and prevent its recurrence, as a delay of even a few hours in payment of meagre pension to aged pensioners, causes a lot of suffering.

KANNAN.S wrote at 22-04-2016 22:43:

 MEDICLAIM POLICY A-DOMICILARY TREATMENT
I am a member of Policy A as well as Policy B(for 3 lacs).My wife had treatment for Heart disease before 16th march, since policy B was covered from 16/03/2016, I claimed the bill for Rs.12000/= for domiciliary treatment under policy A before 31/3/2016.
Since Rembs members will be migrated from 1st April 2016(as per original proposal).Kindly clarify whether I will be paid full amount(i.e entitled for 15% of 3 lacs proposed for Policy A) or only rs.7000/-(1% max as per original entitlement under rembs) and I will be the looser if Maximum of rs.7000/= is paid.kindly clarify, so that members may not put in to loss like me,they can wait till it is migrated.
 
Comment: For those pensioners who are already rembs members, and have also enrolled for policy B, it would always be advisable to utilize the domiciliary treatment entitlement of 15% of the assured sum of policy B, instead of depleting the balance in policy A.
You have to indicate on the bill, as to which policy you wish to utilize. Your wife's domiciliary treatment bill incurred after 31st March would have been covered under policy A, had not the date of migration not been shifted from 1st to 16th April. As the treatment was made prior to 16th March, the bill is not reimbursable under policy B either. You will have to settle for payment upto Rs 7000, under erstwhile REMBS, that too, if you submit your bill in old system, immediately.

V Subbaraj wrote at 22-04-2016 21:48:

 Payment of interest on commutation amount paid on 22/03/2016 Bangalore circle
Dear Commarade, I am glad that your website is restored and members views are posted immediately with your response. Further I want to inform that CGM(HR) has advised through mail that April month pension will be credited in the afternoon not in the morning due to unforeseen development. Please post us with what is the development if you are aware.
Thanks & regards
V.Subbaraja Retd CM
Bangalore Circle
 
Comment: We have no explanation about the "unforeseen development" advised by the bank, in the name of CGM HR, through text messages sent to individual pensioners. We presume that the shifting of pension payment from morning to evening of 25th April, is on account of lack of preparedness at Belapur.

Jayakrishnan T V wrote at 21-04-2016 22:40:

 YOUR WEBSITE
It is a pleasure to see your website is again working after a gap of few day. I feel like homecoming. Many of the retirees are in a position to know latest developments through these coloumns . It contains authentic information. Your continued good service is very much appreciated.
 
Comment: Likewise, we too wait expectantly, for appreciative comments like yours. Ours is a humble effort to offer an interactive platform for aged fellow pensioners. We are glad when we can publish news and exchange views.

s chidambaram wrote at 21-04-2016 22:38:

 unlawful recovery on additional commutation
i retired on 28.02.2014. i was paid commutation on 23.03.2014. as per 10th bipartite my pension revised upward and i was paid additional commutation on 11.04.2016.but the additional commutation recovered from 23.03.2014 instead of from date of payment. as per Central Civil Pension Rules, rule 10 the govt clarifies that additional commutation to be treated as separate and to be recovered from date of credit. how to rectify this. should the case be taken up thro pensioners association or individual to approach court. please clarify.
 
Comment: We are in agreement with you that this anomalous and penal situation should be rectified. If collective efforts of Associations and Federation fail, affected pensioners may seek legal recourse, individually.

S Biswas wrote at 21-04-2016 21:59:

 Mediclaim policy A
I was a REMBS member of Rs 7 lakh.I have not opted for policy B.So I am a policy A member.
Today(22nd April ) contacted TPA to enquire about the process of submission of domicilary treatment bill as I am yet to receive new ID Card. Got the information from them that : they have not yet received any information about group A from bank till date. According to him I am supposed to contact Bank about this ,not TPA. But from your website I am getting different information.So Please help .
 
Comment: Your presumption is correct. Initially, REMBS members were supposed to be migrated automatically to the Mediclaim policy A with their residual balances, as on 31st March, 2016. Later this date was shifted by the bank to 15th April. So the policy A holders should be entitled to claim benefits, including reimbursement of domiciliary treatment bills.
We shall ascertain the correct position, and upload it in this website.

V Subbaraj wrote at 21-04-2016 19:04:

 Payment of interest on commutation amount paid on 22/03/2016 Bangalore circle
Please advise any positive response from Bank regarding refund of interest in response to issue raised during Federation AGM recently. Please post with latest development as our colleague pensioners are eagerly awaiting to know good news as interest portion is quite substantial.
Thanks & Regards
 
Comment: Unfortunately, we have no concrete information on this issue, as of now.

v neelakantan wrote at 20-04-2016 22:30:

 migration
one head messenger who is friend of mine approached me for getting admission in the hospital for his wife ON 2/4/2016 WHO IS REMBS so as to know how to approach on migration to the new scheme i told him that migration will take place only on 15th april he also checked with the tpa and advised that no particulars have been received in the mean time he got admission in the govt hospital for disc prolapse so that expenditure will be nominal and got discharged please let me know who will process the claim e
 
Comment: He is covered upto 15th April, under REMBS, under old rules and under new Mediclaim policy after 15th April. Reimbursement should be claimed according.

R.K.Syal wrote at 20-04-2016 21:22:

 New Medical Ins. scheme
I wrote in regard to inclusion of all the pensioners ,whatsoever be the reason, now the lat date is 30th April which very near, I received the positive reply . Now will u pl. inform the outcome of the efforts made in this regard, as the Bank has to do nothing. The pensioner had to pay premium every year for ots renewal. Thanks.
 
Comment: Only those pensioners who had been removed from service, or discharged, have been left outside the purview of the new Mediclaim policy. This is despite strong persuasion by our Federation. This is still possible.

svmani wrote at 20-04-2016 20:58:

 TPA
The TPA in Mumbai is not. So efficient as in Chennai. My claim for domicillay treatment is pending for Morgan a month. If treatment is taken at Appollo Hospital, Chennai, can I change the Tpa and submit my Cali to them. Thanks and regards
 
Comment: Wherever you undergo treatment, you should submit your bills through your pension paying branch, to the local TPA.

S.Sridharan wrote at 20-04-2016 01:44:

 Submission of REMBS bills
Is there any notification regarding time extension to submit REMBS bills evenafter 15.04.16. Pl.reply.
 
Comment: Not according to our information. REMBS has ceased to exist after 15th April, 2016. So only those REMBS bills which were generated upto 15th April, may be submitted under old rules.

Jayakrishnan T V wrote at 19-04-2016 02:53:

 FLOATER HEALTH POLICY FOR SBI RETIREES - MEMBERS ENROLLED
SOURCE: SAMVAD - APRIL 2016

AS ON 31st March 2016
CIRCLE No. Of Applications
Mumbai 7037
Kolkata 5506
Ahmadabad 3860
New Delhi 3297
Bhopal 3195
Chennai 3175
Hyderabad 2827
Bangalore 1619
Chandigarh 1358
Bhubaneshwar 1337
Lucknow 1170
Kerala 802
Guwahati 492
Patna 491
 

AMRIK SINGH wrote at 19-04-2016 01:19:

 Enquiry
Dear Sir,
I am a REMBS member of Rs 7 lakh.I have some eye problem and doctor has advised cataract surgery.On contacting TPA he advised that data of old members has not been provided to insurance co.by the bank and on receiving the same it will take 15-20 days to allot policy no./TPA I'd no.etc. to the members.Till then the claims will be settled by bank.
Please advise me in the matter.
AMRIK SINGH
 
Comment: No, this is incomplete and incorrect information. Even if your ID card has not been issued, the insurance company is obligated to pay your claim under policy A, after 15th April. Please contact your TPA and CM HR, as also Association.

Jayakrishnan T V wrote at 18-04-2016 19:31:

 INVESTMENT DECLARATION
Our SBI COIN site is working with INTERNET EXPLORER and SAFARI browsers. I found it difficult with other browsers like Google Chrome, Mozilla Firebox and Opera.
 
Comment: Thanks a lot for sharing this information.

V Subbaraj wrote at 18-04-2016 07:01:

 Payment of interest on commutation amount paid on 22/03/2016 Bangalore circle
Good Evening, why there are only couple of reports appearing no members have written or problem with web. Normally within 1 or 2 hrs members messages were appearing. Today morning I wrote and it was successful but not appearing I donot know the reason. Please respond.
 
Comment: Please don't worry. Posts are not appearing immediately because they are being filtered first, before getting published.
Internet connectivity problem is the other cause of delayed response.

MENINO FURTADO wrote at 18-04-2016 04:33:

 Migration of RENBS into Policy A
IS THE MIGRATION OF ALL REMBS MEMBERS INTO THE NEW MEDICLAIM SCHEME POLICY "A" WITH THEIR RESIDUAL BALANCES EFFECTED FROM 15-04-2016 ? I require this information urgently as I have to submit my application for reimbursement of expenses incurred from 16th April 2016. I will be out of the country for two months. Regards
 
Comment: Please submit your reimbursement bill under REMBS, under old system, upto 15th April, immediately, unless already done. Thereafter you have to submit bills for domiciliary treatment, in new claim format, under policy A.

PRANAB KUMAR SANYAL wrote at 17-04-2016 20:42:

 Staff interest in case of a deposit account
Will the spouse get additional 1% staff interest if her name appears first in case of a E or S account where staff members name in the 2nd position? State the reason...
 
Comment: The first name need not be that of the pensioner in order to claim entitlement to staff rate, in case of joint account with spouse. However if the spouse is not a Senior citizen, the additional interest cannot be claimed if the first name is of the spouse.

Jayakrishnan T V wrote at 17-04-2016 19:48:

 INVESTMENT DECLARATION
I do agree that the portal is working only at times. It will be of interest to note that the portal is working in selected browsers only - INTERNET EXPLORER, SAFARI. If some other retirees have logged in in other browers like Google chrome, Mozilla Firefox or Opera, they can share it with others.
 

G>Venkatachalam wrote at 17-04-2016 18:30:

 pensioners woes
nothing is known as to what are the deliberations of the committee appointed on 10-2-2016 by MOF to look into the SBI pensioners grievances.
 
Comment: The progress if any, of the committee may be known on 26th April, during hearing.

MUKTIPRIYO GHOSH DASTIDAR wrote at 17-04-2016 04:31:

 INVESTMENT DECLARATION
I CANNOT SUBMIT THE INVESTMENT declaration NOR CAN i GO INTO THE PENSION SLIP. Your initiative with the corporate office will certainly root out the problem,I am sure. Incidentally I am not still getting my Insurance Policy Number for 3 laces (Floater B) although I deposited the policy amount on 240616.Nor do I get any letter from the Insurance co. regarding the acknowledgement.I have submitted the D BILL with journal no and PF no to CM HR through my Branch Rashbehari Avenue Branch(1648) on 1200416 No acknowledgement recd. there against. It appears corporate office is walking like a snail's space.I am out of fund with the policy amount and incurred the expenses with curtailment of medical and other expenses.Can I submit the D Bill direct to the TPA at Lake View Rd which is not far off from my residence? please advise.
 
Comment: Please don't worry. You will get your ID cards from the TPA soon. Please liaise with the TPA regarding payment of your domiciliary treatment bill as well.
The pension portal of the bank is not accessible very often. Please be patient.
You are supposed to route your bills through your pension paying branch.

Thirupathi Reddy Mallela wrote at 14-04-2016 03:48:

 list of officers guest houses
please incorporate list of officers' guest houses in the web site
 
Comment: We have noted your suggestion. Thanks.

S K MEHROTRA wrote at 13-04-2016 06:40:

 Claim for domicillary treatment
Refering to Shri Raman email,I asked for form of domicillary tratment from TPA in Delhi and they sent the form on line and request me to send the form duly completed to TPA diect and they also advised me their Noida address where form will be sent thus it would save time. The duly completed form alongwith document may be sent by speed post so we track our consignment in such way we can avoid Nakhre of HR Deptt at Zonal Office
 

R Mahadevan wrote at 13-04-2016 00:13:

 Submission of claim under Family Floater Mediclaim Policy
Ref: Posting of Mr Raman Subramanian dated 12-04-2016 on this subject

On this same topic, I had a discussion with CM(HR) of SBI Zonal Office Chennai today. He said that it is ideal and preferable for pensioners to submit the bills directly to DGM ZO Chennai(and through DGM to him) because the bills are checked and verified and then passed on to TPA representatives sitting there at ZO for eventual settlement. He says that this ensures a good control process which will be helpful if there is any dispute of any kind with Insurers/TPA.His suggestion therefore is to avoid sending bills directly to TPA Office as mentioned by Mr Raman Subramanian even though it is not prohibited. Although submitting through ZO will involve one or two days more, it will be a safer and secure process. I however leave it to the judgement of individual pensioners and record this as a counter view with some reason and logic.

R Mahadevan Chennai
9894180885
carelink@rediffmail.com
 
Comment: We request pensioners of Chennai Circle to take note of this post, and take suitable decisions in respect of their own medical bills.

Raman Subramanian wrote at 12-04-2016 22:59:

 Mediclaim submission
Sir, I want to share my experience at Chen nail that. The person Mr. Muhammed was kind enough to explain to me patiently. He has been in charge for Sbi pensioners. He told me the claims may also be submitted directly to tpa and ask. Will be given immediately. As such I submitted my dom. Claim and got ack. I also submit the office location. It is above our Sbi GN Chetty Road branch. As soon as one enters service Road the tpa office is situated. I hope this will help our pensioners at Chen nail so that they need not go and wait at the branch time taken from forwarding to regional office and from regional office to tpa.

Raman Subramanian
 
Comment: Wonderful. By sharing this happy experience, you have done a great service to fellow pensioners in and around Chennai. We are continuing the good work by publishing it for the information and benefit of pensioners all over the country.

ram madhav wrote at 12-04-2016 08:31:

 Pension Audit
There must be a pension audit in the bank to check whether the pension worked out by PPG is correct or not. At least the bank can provide a node in which the pensioners can check whether the figures are fed correctly. This node can be installed in all LHOs and may be operated with password and user name of pensioners. This is a self audit.
 
Comment: Audits do take place in PPG Deptts of the bank at all the LHOs. Calculations of various superannuation benefits are checked in such audits. But a self audit with option for pensioners to check the correctness of calculations, is a new concept, which may be insisted upon collectively. Thanks for your suggestion.

ARABINDA DAS wrote at 12-04-2016 08:11:

 UNABLE TO FURNISH INVESTMENT DETAILS
Pension Portal is not functioning properly since 6th April'16, causing much problem to the pensioners.I am unable to submit the Investment Declaration thro' the related website, as the site is remaining inaccessible day after day. It seems that there is no chance of improving the position soon. How can I solve my problem? Arabinda Das (PF Index: 1171143).
 
Comment: Yes, this problem is causing harassment to pensioners. Also the circulars relating to pensioners, are not being uploaded in the portal regularly. We shall try to get this resolved at the earliest.

R Mahadevan wrote at 12-04-2016 03:37:

 ECS Mandate form for mediclaim
Ref: Mr N Sridhar's post on this subject on 11-04-2016

I can send the ECS Mandate form to
Mr Sridhar.

If he sends a mail I shall reply with the attachment.

R Mahadevan
9894180885
carelink@rediffmail.com
 

N Sridhar wrote at 11-04-2016 23:42:

 Mediclaim policy
It seems under new retirees ins policy when claims are made a cancelled cheque and ecs letter to be submitted. Any other documents to be enclosed? Please let me know where from I can get ecs mandate form?
 
Comment: Please contact your local TPA and also your Circle Association for assistance.

Sridhar Srinivasan wrote at 11-04-2016 22:48:

 x bps arrear/commutation
I have not received the pension/commutation arrears which have been credited to fellow pensioners. My pf id is 3226921. I am not able to contact ppg lho over phone. Can u please take at your level and advise why this is so. I submitted my option in dec end/jan itself. Pl help in this regard.
 
Comment: We are very sorry to hear this. Unfortunately, we shall not be able to help from here. Will you please contact your Circle Association if you are not able to contact your Circle's PPG ?

Arun Kanti Mondal wrote at 11-04-2016 22:03:

 Revision in Pension
Don't be annoyed. I should not disturb you with such a petty issue. I shall be careful in future. I am sorry, Sir.
 
Comment: No, not at all. You are most welcome to contact us either on this website, or otherwise. We may not be able to help at all times. But we shall definitely respond.

SUBHASH CHANDRA HAZRA wrote at 11-04-2016 21:09:

 WEBSITE OF PENSION PORTAL FOR ENTERING INVESTMENT IS NOT OPENING.
WEB SITE FOR ENTERING INVESTMENT IN PENSION PORTAL IS NOT WORKING TILL NOW.I TRIED
BUT COULD NOT OPENING INVESTMENT SITE.I SHALL BE GLAD IF YOU LOOK INTO THE PROBLEM AND THE MATTER INFORM TO CORPORATE CENTRE FOR NECESSARY ACTION.
 
Comment: Yes, the pension portal of the bank is not opening properly since the last few days. We shall revert after ascertaining the reasons.

V Subbaraj wrote at 11-04-2016 20:05:

 Payment of interest on commutation amount paid on 22/03/2016 Bangalore circle
Dear commarade it appears Chennai circle have paid commutation difference. Please ascertain from them Whether the same issue which I referred prevailing at Chennai circle also. Have you ascertained the facts from CCPPC CAO Kolkatta. Whether matter taken up with appropriate authorities. Please post us with developments.
Thanks & regards
 
Comment: We shall revert soon.

PC KANTIWAL wrote at 11-04-2016 19:18:

 Pension area
Sir my pf no 1622587.i retired in june 2014 from jaipur rajasthan. I have not received pension area till now.
 
Comment: Please contact your Circle's PPG Deptt. They will be able to advise you the exact position regarding payment of revised pension and arrears.

palaveri chakravarthi raman (P C Raman) wrote at 11-04-2016 15:36:

 i got commutation arrears
webmanager sir,
i got commutation arrears y' day from chennai LHO, i hope i would get pension arrears soon sir, and come to know about revised basic pension sir,

thanks for the association and federation, for giving opportunity to air our anguish for delay in implementation of wage revision, now one concern is over, thanks,

p.c.raman
 
Comment: You do not perhaps realize how much we are inspired and energized by a few kind words of appreciation. After all, we are fellow travellers and fellow sufferers. Please keep writing.

Sri Arun Kanti Mondal wrote at 11-04-2016 07:54:

 Pension Arrears ?
A meagre amount credited to my account at 17:32 pm today. I have retired in June,2013.PF No. 1227890.Could not understand the percentage of growth.
 
Comment: We are unable to throw light on the basis of this data. Please contact PPG Deptt at LHO for clarification.

S K Sharma wrote at 11-04-2016 07:51:

 Query on New Medical Policy.
Dear Pen Fed,

As we all are heading towards new Medical policy. I have a question regarding it.

Present Status: I already have 7 Lakhs coverage as per previous policy. A part of which had been utilised for Domiciliary Medical expenses and some part other minor surgeries.

Question: Now in NEW Policy "If I want to increase my coverage to 10 Lakhs please advise how to proceed? How much amount I have to pay more?

Thanks & Regards

S K Sharma (Ambala, Haryana)
 
Comment: You should have addressed your query to our Association, and not the Federation, which doesn't have a website.
You can go in for Mediclaim policy B, for cover of Rs 3 lacs by submitting your application on prescribed format, at your pension paying branch. Within the extended last date of 30th April, 2016. Annual premium would be Rs 5925, recoverable from your pension account. This policy is renewable with payment of annual premium, by 15th Jan, every year. Your REMBS balance will get migrated to Mediclaim policy A with same benefits, from 16th April, without any payment of premium.

ram madhav wrote at 11-04-2016 07:20:

 COMMUTATION factor
Bank charges nearly 12.96% for the commutation amount. But the Government of India charges only 4.75%. This is Savings Bank rate. If the bank reduces this interest rate of 12.96 % to 7 or 8% the commutation factor will go up considerably. Interest rate is only impediment for raising the commutation factor.



 
Comment: The issue of commutation factor used in our bank, ought to be seriously taken up with the bank, as it is adverse not only in comparison with the factor in the Govt but also that for other smaller banks.

M. Ramachandran wrote at 11-04-2016 07:06:

 Regarding Second Commutation of Pension
I congratulate your web services connecting all SBI pensioners.
Please inform me whether SBI pensioners are eligible for commutation of pension for the second time i.e after completion of first commutation (after 15 years)
 
Comment: No. Commutation can be taken once only ( except for those opting for additional commutation on revised pension). This can be deferred maximum upto one year from date of retirement along with doctor's certificate. The concept of commutation is based on recovery of the lump sum paid on commutation, over 15 years by paying reduced pension. It is therefore based also on the longevity of the pensioner. Hence a second commutation after lapse of 15 years, is not permitted.

Jayakrishnan T V wrote at 11-04-2016 05:17:

 X BIPARTITE ARREARS AND ARREARS OF COMMUTATION
POSTING BY SHRI ANIL GULATI - SBI PENSIONER COLLEAGUES wall of Facebook



A handsome amount credited to my account. Most probably arrears of additional commutation and revised pension on account of X th Bipartite settlement as I retired in Jun 2013. The details are yet to be received.

This is for the information of all concerned
 
Comment: We would have preferred that the 10th Bipartite pensioner wrote to us directly. The commuted pension for these pensioners is likely to get reduced, if they opt for additional commutation on revised pension. So, a recovery may also take place. He should contact the Circle's PPG Deptt al LHO for getting the details of the calculations.

ram madhav wrote at 11-04-2016 05:13:

 Commutation arrears
When arrears of commutation are paid, the bank recovers the EMI without considering the following points.

1) recoveries done for the non existent debit entry.

2) The EMI is done with interest

3) Mandate given to the bank to recover the amount from the pension monthly and not from the S.B. account in a lump sum.

4) Govt. of India recovers the commutation paid in stages from the date of disbursements.

5) There is no specific and clear cut circular issued by the bank

 
Comment: You are absolutely right. This issue of unfair recovery with retrospective effect and payment of a lesser aggregate amount than the product of 15 x 12 x amount of reduction in commuted pension, needs attention and remedial action.

S K MEHROTRA wrote at 11-04-2016 00:53:

 Postpone the date of A Scheme from 1st April 2016 to 15/4/2016
As you advised in reply to my email dated 9/4/2016 that the reimbursement of domicillary bills may be submitted for payment till 15/4/2016 under REMES Scheme.I today contacted operating officer at Delhi Zonal Office in this regard so he replied that there are no such instructions as well as he is not aware that date of A scheme has been deferred by the 15th April. I shall,therefore, be glad if you will please sent copy of Corporate Office Circular for his information and necessary action.
 
Comment: No Circular has been issued by the Bank, but Corporate Centre has sent e mails to all CM HRs all over the country. This information may be of use to you.

Sridhar Srinivasan wrote at 10-04-2016 23:00:

 ishwari devi - comment by mr.iyer
It seems filtering is still not implemented. If we make fun of the weakest we should mind we will also be a subject of fun shortly. Better red card system as in football be introduced in this site also. Jokers be banned from using this forum.
 
Comment: No, you are wrong. Filtering is on. For a change, the words used in the post in question, were not abusive. So we decided to publish it, though the contents were very injurious and insensitive towards the family pensioner in particular, and to the community of pensioners in general. Even then, we decided to make it public, so that fellow pensioners can make their own judgements on such posts.

kanchalwar S.R.SBIPENSIONERS ASSO Treasurer Nanded(MS) wrote at 10-04-2016 21:26:

 COURT CASE 1875/2013
is there any hope that any decision will be taken by court after committees report ,or committee will take some time to submit the report,why not court give timebound limit to committee?all are ?marks.
 
Comment: The unilateral setting up of a committee, only to stall the process of law, that too in the backdrop of the government's rejection of the repeated recommendations of our bank, is obviously a hurdle in our path to achieve justice for thousands of suffering pensioners. Let us now wait and see how the Div Bench of Delhi High Court, deals with this committee, while deciding upon our petition.

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