READERS' COMMENTS AND SUGGESTIONS
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|K.V.Lakshmanan wrote at 27-01-2016 05:54:|
| court case no.1875/2013|
|All members ,please pray God for positive judgement,as our case to be heard in DHC from 28th.|
|Rajesh Mohil wrote at 27-01-2016 05:27:|
| Family Floater Policy|
|In my preceding post under point No. 5, kindly read "prevailed upon to update the list" instead of "pried upon update the list", mistakenly mentioned therein.|
|Comment: Point has been noted.|
|Unknown wrote at 27-01-2016 05:19:|
| Family Floater Policy|
|Having learnt of the forthcoming Structured Meeting with CC from the earlier posts on this site and having tremendous faith in SBIPA Bengal's sincere intention as well as ability to articulate pensioners' issues, I am tempted to urge it to kindly do take up the following:-|
1. This website has given a 9-point gist of clalrifications received from the Corporate Centre. A similar, though 6-page and 22-point, version has been circulated by a worthy co-pensioner after having been received from Shri Ramesh Babu of SBIPF. Are these similar ? In any case, the clarifications must get the backing of a Bank circular.
3. Alongwith the above, a list of network hospitals has also been received but the same is at variance from the one displayed on the website of UIIC, which shows a mere 113 against Chandigarh Centre.
4. A similar list displayed by SBIPA Chandigarh mentions NIAC on top of it.
5. This lack of clarity on this critical matter needs to be dispelled immediately preferably by way of an official circular from the Bank. UIIC must also be pried upon update the list so as to make it comprehensive and comparable to other insurance companies at least in the public sector.
6. List of 63 diseases does not include dengue, chikungunya, severe fevers, dislipidemia, skin conditions, etc.
7. For dental treatment, only "root canal surgery" is mentioned. Common and more common clinic level requirements, like restorations, crowns/capping, scaling, extractions, etc. need to be brought in and specifically mentioned, to avoid any complications and/or preventing the insurers from trying to take advantage of this grey area, even within the given outer limit of 7500.
Kindly do consider.
|Comment: We shall convey this to the team leaving for Hyderabad for attending the Structured Meeting on 29th Jan, 2016. The clarifications were officially sent by Corporate Center and we uploaded only the gist, containing the salient features.|
Thanks for reposing and expressing your faith in SBIPA, Bengal Circle. But could you please identify yourself ?
|KESHAV RAISAINI (Website) wrote at 27-01-2016 03:41:|
| W.P(C)1931/2002 PREM VATI BAGGA & OTHERS V/S U.OI & OTHERS.|
|AS PER WEB SITE OF DELHI HIGH COURT ,THE ABOVE NOTED COURT CASE HAS BEEN LISTED ON THE 28TH JANUARY,2016 AT SERIAL NO 1 BEFORE A SINGLE JUDGE IN COURT NO 16.|
|KESHAV RAI SAINI (Website) wrote at 27-01-2016 03:34:|
|AS PER WEB SITE OF DELHI HIGH COURT,OUR ABOVE NOTED COURT CASE HAS BEEN LISTED ON THE 28TH JANUARY,2016 BEFORE A DOUBLE BENCH NO4 CONSISTING OF HON'BLE MS JUSTICE GITA MITTAL AND HON'BLE MR JUSTICE I.S MEHTA.|
|Comment: All eyes are focused here. Let us all hope for an early end to our suffering.|
|SUDHIR HIWARE wrote at 27-01-2016 03:00:|
| INCREASE IN GRATUITY AMOUNT|
|I heard that the gratuity amount is going to be increased. Is it so and from which date? If anybody have this information, please share to others.|
|Comment: We have no information on this issue. The Pay Commission has recommended raising of limit for gratuity under Gratuity Rules, for Central Govt pensioners, from Rs 10 lacs to Rs 20 lacs.|
We in SBI, get gratuity under Gratuity Act. Ceiling of gratuity can be raised only with prospective effect, by amending the Act in Parliament. We have to wait.
|sreeram wrote at 27-01-2016 02:45:|
| sbi medical insurance Update( E-medical card (for Sbi retirees) .|
Just received online E-medical card (for Sbi retirees) from Anand Rathi Insurance Staff through Email.
i have submitted my application on jan 8.
My Tpa is MD india
Thank you all
|Comment: Good to hear this.|
|K.V.Lakshmanan wrote at 27-01-2016 02:04:|
| shri.Nand Kishore vijai's post dt.27th.|
|If the high Court has cleared you from the charges framed by the bank and ordered for reinstating you,invoking the suspension order by the bank,and ordering the bank to treat your suspension period as leave on duty,and the bank honoured the court order,then you have nothing more to do,particularly in respect of your promotion.However you can approach your officers association for further guidance .|
|Jayakrishnan T V wrote at 27-01-2016 01:44:|
| FLOATER POLICY FOR SBI RETIREES - NEW SCHEME|
|Kind Attention: Shri GYAN SWARUP NIGAM|
Mutual Welfare Scheme is entirely different. It has no co-relation to SBI REMBS and Floater Policy. You are eligible to join for Policy B as per new scheme. You can go through Annexure I - Details of Policy B - 1. Coverage & 2. Eligibility - Page 6. It may be noted that last date for you to apply is 31st March 2016.
|M S Sastry wrote at 27-01-2016 01:17:|
| Group Mediclaim Policy for SBI retirees Plan B|
|i come under policy B as I am not RIBMS member, me and my wife are covered under Oriental Mediclaim policy since 2010 and when i have undergone total knee replacement, the insurance company stated that they will reiumburse the hospital only if i was covered for previous 4 years under medi claim policy. in the current scenario when i shift to this policy, if the new group policy raises similar objection, what will be the position. |
|Comment: The policy B, when taken, will cover existing ailments, with prospective and not retrospective effect.|
|Nand KishoreVijai (Website) wrote at 27-01-2016 00:03:|
| Sealed cover : Promotions|
|My promotional result for MMG.Scale II was kept in sealed cover as from 1.8.86 stating disciplinary action pending. I was served a charge sheet in July 1990 despite the debarment policy stipulates that charge sheet is served within a reasonable time of 4 to 6 weeks. Later the enquiry proceedings were held perverse and penalty setaside by High Court and High court ordered that the intervening period be treated as period spent on duty. The Local Head Office did not gave benefit of promotion to MMG.Scale II. What are the extant instructions in this regard? |
|Comment: Apparently, the disciplinary proceeding alone was set aside by High Court. Promotion is a prerogative of the bank. You must have retired. Please take up if you pension has been wrongly calculated.|
|KESHAV RAI SAINI (Website) wrote at 26-01-2016 23:35:|
| GROUP MEDICLAIM POLICY ''A''-- IN CASE OF VRS OPTEES.|
|AS YOU ARE AWARE THAT VRS OPTEE ARE ENTILLED TO HOSPITALIZATION TREATMENT BENEFIT UPTO RS2LAC IN LIFE TIME AS THEY ARE NOT RETIRED AT THE AGE OF 60 YEARS WHILE NORMAL RETIREES RETIRED AT THE AGE OF60 YEARS AND THEY ARE ALLOWED TO BECOME THE MEMBERS OF REMBS WITH RS 7LAC LIMIT.NOW ALL THE VRS OPTEE AND NORMAL RETIREES MEMBERS OF REMBS WILL BE MIGRATED TO ''A'' POLICY W.E.F 1.04.2016 .WHETHER VRS RETIREES AND NORMAL RETIREES CAN AVAIL DOMICILLINARY TREATMENT BENEFIT WITH UNLIMTED EXPENSES WITHOUT TAKING ANY ''B''POLICY SUBJECT TO BALANCE IN ''A'' POLICY.|
|Comment: You are right. But as the VRS retirees were restricted to limit of Rs 2 lacs, it would be wise for them to get additional cover from policy B.|
|GYAN SWARUP NIGAM wrote at 26-01-2016 22:39:|
| Mediclaim Insurance|
|I retired on 30.11.1939. I was a member of Mutual Welfare Fund only and received reimbursement of medical claims within that limit whch has since been exhausted and am not member of of existing SBIREMBS. Whether I am eligible for POLICY B. Please expedite.|
|Comment: You could not have retired in 1939. Assuming that the year was 1999, you must take policy B within 31st Mar, 2016. You are eligible for this. Incidentally, EMWS is not related to REMBS in any manner.|
|K.V.Lakshmanan wrote at 26-01-2016 20:57:|
| pension issues|
|While serving employees ,two fedaration closed their eyes,at least the Bank's Chairman Smt.Arundhti Bhattacharya has tried her best to, resolve our pension issues.To that extent she was pro pensioners.To criticise her abortioned attempt to get justice to us,is not reasonable.Let us wish her a bright carrier in her new assignment.|
|Comment: We think she will continue as Chairman of SBI till Sept end. Her efforts for removal of anomalies, may still succeed despite the reluctance of the Govt.|
|sudhir hiware wrote at 26-01-2016 19:23:|
| TPA & INSURANCE BROKER NAME IN NAGPUR MODULE, MUMBAI CIRCLE|
Please advise the name of TPA &Inurance broker in Nagpur module of Mumbai circle.
|Dhipal Rudra Sharma (6193) wrote at 26-01-2016 19:18:|
| Queies on the scheme of new Health Insurance Policies|
I shall feel obliged if you kindly clarify the following on the scheme of new health insurance policies.
1. A member of REMBS with Policy A can also concurrently take Policy B without waiting till REMBS balance is finished. Is there any time limit for that? If he takes Policy B having balance in REMBS, how can he lodge the claim ? Can he lodge claim first from Policy B ? If the bill exceeds the balance in any of the Policies, can he claim the remaining part from other policy?
2. Who will pay the premium and who will pay the claims when the corporate buffer is finished?
3. Why much more premium is required to be paid to the insurance company for Policy A as compared to Policy B for the same insured amount? Corporate buffer will get reduced soon which will eventually affect the members.
4. Premiums for both the policies (with extended benefits) are much less than what prevailing in the competitive market, even SBI General Insurance Co. Why is it so. Is our Bank giving any subsidy? We need to know because the members may be denied claims later on, on flimsy grounds because of the Insurer’s incurring loss due to low premiums. Further they may raise the premium abnormally after a year or so.
5. Bank’s existing policy of free consultation with Bank’s Medical Officer, getting some pathological tests free and availability of some medicines free from Bank’s stock will continue?
Thanks in anticipation.
|sudhir hiware wrote at 26-01-2016 19:17:|
| arrears & commutation arrears of pension|
have u any idea about when arrears will be credited?
|Comment: We presume you have submitted the requisite declaration. The revision of pension for those who have submitted it, will be done by PPG Dept of LHO, in lots, after obtaining approval from Trustees at Corporate Center. This will take a few months. |
|M N Murthy wrote at 26-01-2016 18:45:|
| GROUP MEDICLAIM POLICIES A & B/DOMICILLIARY TREATMENT|
|Thanks for the clarification / comments given by you. |
In view of your clarification/comment that "The Domicilliary Treatment under policy A will be 100% upto the limit available in erstwhile REMBS" --
is it correct to say that 100% of the limit means 100% of Rs.7 lacs in case of a member of REMBS - Policy 'A' under Plan 'E' ?
Please again clarify.
|Comment: Not exactly. 100% of available limit. Not the full original limit.|
|Pulin Behari Goswami wrote at 26-01-2016 05:56:|
| Newly introduced " Family Floater Group Mediclaim Poliocies" |
|I have few suggestions :|
1) As per directives of Deptt,. of Financial Services, GOI, letter dated 24.2.2012 the bank has to pay the insurance premia under Mediclaim Policy of their Pensioners also., out of Staff Welfare Fund. In view of the present conditions after 10th BPS ,Govt./Bank may deny extension of the facility specially to SBI staff. We may pursue with our Bank/designated Ins.Comp. to scale down the rates as we are depriving of pensionery benefits since long.
2) In case of organ transplant,the cost of hospitalization of the donor may be covered. Most Ins. Comp. cover the same either partly or wholly.
3) Ceiling rates of different types of auothorised Company's stents (Drug Eluting/Bare metal ) and coronary stents may be mentioned in the cover. Cover should indicate specifically whether cost would be on actual basis.
4) Ceiling rates for different types of knee and Hips implants (including Bone cement) may be mentioned in the Policy. Cover should indicate specifically whether cost would be on actual basis.
5) Many Ins. Comp. like ICICI-Lombard, Star Health etc. cover cost of Bariatric surgeries as such surgeries are no longer considered a cosmetic weight loss procedure but a life-saving technique for obese patients battling with medical conditions caused by or related to weight.
6) There is no doubt that Hospital authorities prefer patients with REMBS or Mediclaim Policies. At the time of admission - the first question put forth to the sufferer is " Are you covered under some reimbursement or any Mediclaim Facilities ?" and the rest what follows is well known to many of us. There may be some exceptional good doctors, good hospitals, Test Labs, but the trend in general
is very much disheartening and alarming for the patients.How best we can be saved from the clutches of dishonest hospitals/Test Labs etc. may be examined and necessary guidelines may be communicated to the pensioner-friends in due course.
|Comment: Your suggestions have been carefully perused. Some answers are already available. Some more will be sought in the ensuing structured meeting to be held at Hyderabad at Corporate Center level, on 29th Jan. |
Donor's hospitalization expense is covered in the new scheme. Ceilings on cost of stents and knee/hip implants, have not been specified in the scheme. Clarifications on bariatric or such other surgeries, if they are life saving, will be sought.
Please wait for a few days, after which doubts will not hopefully remain. As regards the treatment and behaviour extended to patients with Mediclaim policies, we shall try our best to ensure through the insurers, that pensioners like us, are not harrassed at hospitals and nursing homes.
Please keep writing.
|M. Gopalakrishna Iyer, wrote at 26-01-2016 05:24:|
| OUR CNAIRMAN SMT. ARUNDHATI BHATTACHARYA|
|Dear & Respected Friends & Elders,|
Most of you might have noted the comments to my post dated 25.02.2016 (actually 26.01.16)by the Web Administrator. I do not compel anybody to publish all my posts. But I have got the right to post whatever I think is right because it is the only common platform for pensioners of State Bank of India. Being an ardent trade unionist and a responsible officer it is not my culture to play a second fiddle to anybody. Even during the dark days and Draconian Rule of Indira Gandhi, I did not leave my trade union activities. I was promoted to Trainee Officer to teach me A LESSON by Shri Thimmayya, then Chief Regional Manager of Bangalore Regional Office. But he learned a lesson. Again Shri Margabandhu asked me "are you still seeing me in the same capacity" when I told him that I knew him from the days when he was Accountant at Coimbatore. My role models are Mohanda, Coutto,Natarajan, Godbole and the like. I will neither bend nor break. I have not held a post for more than a term. So, my request is not to find fault with me when I point out short falls of anybody. To error is human and to apologise in divine. Correction is also necessary. If any respectable member (all are gentlemen now in the evenings of their life) can find fault with me, as a self imposed punishment, I will remove my sacred thread (jenoy) and stop chanting GAYATRI and start eating Egg, Fish & Meat.
Yours very respectfully,
M. Gopalakrishna Iyer,
Mob: +91 997 222 9339
Land: 080 - 4124 2065
|Comment: We do not wish to make any comment on this post. Readers will draw their own conclusions. Let us collectively keep this website clean and free from bitterness and acrimony. |
We do not bear any enemity towards any of our fellow pensioners. Please do not drag us into this sort of unwanted quarrels, and allow us to pursue our mission of helping fellow pensioners. We shall not publish any rejoinders to this chain of correspondence.
|KESHAV RAI SAINI (Website) wrote at 26-01-2016 02:48:|
| GROUP MEDICLAIM POLCIES A &B/HOSPITALIZATION EXPENSES AND DOMICILLINARY TREATMENT|
|DEAR SHRI WEB MANAGERS,MY QUESTION IS THAT EXISTING MEMBERS OF REMBS WHO WILL BE MIGRATED TO ''A''POLICY FROM 1.04.2016.IN CASE SOME JOIN ''B''POLICY ALSO BEFORE 31.03.2016 WHETHER THEY CAN CLAIM DOMICILINARY TREATMENT BENEFIT MORE THAN PREMIUM FROM ''B'' POLICY AND HOSPITALZATION EXPENSES FROM ''A'' POLICY OR VICE VERSA.BECAUSE ''A''POLICY IS FOR LIFE TIME AND''B''POLICY IS FOR ONE YEAR RENEWAL AFTER ONE YEAR ON PAYING PREMIUM.KINDLY CLARIFY.IS IT ADVISEABLE TO EXHAUST THE BALANCE OF ''B''POLICY FIRST BECAUSE IT COST THE MEMBERS EVERY YEAR.|
|Comment: We agree with your reasoning and logic that it would be wiser to leave as much balance of the erstwhile REMBS, soon to be converted to policy A, unused, as possible. One can claim permissible expenses under the new scheme. It is immaterial whether the claimed amount is more or less than the premium paid.|
|M S Rajagopal wrote at 26-01-2016 00:03:|
| Group mediclaim policy.|
|List of hospitals ( all India) approved for treatment under the new mediclaim policy is uploaded by SBI pensioners Association (Mumbai Circle). Please clarify whether policy holders can avail treatment from any of the approved hospital or only from the hospitals situated in their place of normal stay.|
|Comment: We have also uploaded the list of approved hospitals and nursing homes, in West Bengal. We also have the all India list, but we would leave it to the respective Circles to circulate the State wise lists. |
The question posed by you is very relevant. Our understanding, subject to confirmation from the Bank and the Insurance company, is that the claim may be made anywhere in India.
|M N Murthy wrote at 25-01-2016 23:57:|
| GROUP MEDICLAIM POLICIES A & B/DOMICILLIARY TREATMENT|
|I think for members under policy 'A', the Domiciliary Treatment is linked to the Basic Sum Insured amount (Rs.3 lacs if the member is under plan 'E') and not the total plan amount (i.e. Rs.7 lacs).|
Please correct me, if I am wrong.
|Comment: Our understanding is different. The Domicilliary Treatment under policy A will be 100% upto the limit available in erstwhile REMBS, Bank will pay premium on the basic sum assured, which is less than the total amount of available limit. |
For policy B members, it will similarly be 100% of the sum assured.
|KESHAV RAI SAINI (Website) wrote at 25-01-2016 22:38:|
| GROUP MEDICLAIM POLICIES A & B/DOMICILLIARY TREATMENT.|
|DEAR SHRI WEB MANAGERS,THANKS FOR PROVIDING ME THE CLARIFICATIONS FOR'' A ''AND ''B' POLICIES.KINDLY CLARIFY THAT MEMBERS OF ''A'' POLICY CAN TAKE UNLIMITED DOMICILLIARY TREATMENT BENEFIT OF 63 DISEASES INSTEAD OF 20 DISEASES AT PRESENT(REMBS MEMBERS)W.E.F 1.04.2016 AND THEY CAN AVAIL UNLIMITED DOMICILLIARY TREATMENT PER YEAR SUBJECT TO BALANCE IN REMBS SCHEME.NOW 1% LIMIT HAS TO GO W.E.F 1.04.2016 AND IN THE CASE OF ''B''POLICY DOMICILLIARY TREATMENT BENEFIT WILL BE DECIDED ON BASIC SUM ENSURED.KINDLY CLARIFY IT.|
|Comment: You have explained the situation very clearly. Do we need to clarify further ?|
|M. Gopalakrishna Iyer, wrote at 25-01-2016 22:13:|
| OUR CHAIRMAN SMT.AARUNDHATI BHATTACHARYA.|
I have just been informed by one of the respectable, active and reliable members among us that our Chairman Smt. Arundhati Bhattacharya has been appointed as the Chairperson of IIM Sambalpur with effect from 15.01.2016. If this is true, you will have to agree with me that she had some post-retirement ambitions which is why she is not taking free and independent decision devoid of GOI in our long-pending genuine grievances.
2. Bengal Circle Association will at least hereafter do well by not praising anybody simply on linguistic, geographical and other considerations. HUMAN WANTS ARE UNENDING. WAVES IN THE SEA AND AMBITIONS IN OUR HEART NEVER END.
M. Gopalakrishna Iyer
|Comment: We have repeatedly requested fellow pensioners not to make slanderous comments against anyone, in this website We regret to observe that some of us, are still continuing to do so. We could have deleted this post. But we decided not to, in order to bring home the point that regional and parochial bias and prejudices are not appreciated by us in Bengal Circle and also by all right thinking fellow pensioners.|
Please do not accuse us of something which you ought to get rid of, yourself.
|Harish Chandra Varma Advocate Alld HC wrote at 25-01-2016 21:06:|
| wp( C )1875 / 2013|
|HAPPY REPUBLIC DAY CELEBERATIONS to àll my pensioner friends and hope that we wil get our due rights from Constitution of India / Delhi High Court with in this month .Pl pray Almighty to give us our share of joy though belated .|
|Comment: We reciprocate your Republic Day greetings, and hope that the prayers of an Advocate like you, will be fulfilled and pensioners will see better days, soon.|
|P C Raman wrote at 25-01-2016 18:24:|
| my revised pension|
good morning, i retd as agm from sbi on 28.02.2013. my basic at that time was rs 40400 pension is 17225 inclusinve of FPP PQA component, i could not properly calculate revised pension sir, pl advice me revised pension and this month DA rate and also the calculation method sir,
|Comment: You will get pension calculated @ 40% of your average revised basic salary, subject to minimum of Rs 25745/- plus 50% of PQA and FPP. Dearness Relief, upto Jan is 39%. It will change from Feb.|
|KESHAV RAI SAINI (Website) wrote at 25-01-2016 03:10:|
| GROUP MEDICLAIM POLICIES FOR S.B.I RETIREES/A POLICY AND B POLICY|
|DEAR WEB MANAGERS,AS YOU ARE AWARE THAT THE ABOVE SCHEME WAS CIRCULATED VIDE CDO/P& HRD-PPG/78/2015-2016 DATED 28.12.2015 AND AS PER THE SCHEME ALL THE EXISTING MEMBERS OF REMBS WHO HAVE EXHAUSTED THEIR ENTITLED LIMIT AS PRESCRIBED IN THE PLAN WILL HAVE OPTION TO JOIN A SEPARATE GROUP MEDICLAIM POLICY ''B ''AND OTHER MEMBERS WILL BECOME THE MEMBERS OF ''A'' POLICY AS ON 31.3.2016(THOSE WHO HAVE NOT EXAUSTED THE LIMIT).|
LATER ON BANK ISSUED INSTRUCTIONS THAT ALL THE MEMBERS OF REMBS(WHETHER LIMIT EXHAUSTED OR NOT) WHO ARE WILLING TO OBTAIN'' B'' POLICY CAN TAKE .WITH THE ALTERATION OF THESE INSTRUCTIONS THE EXISTING MEMBERS OF ''A'' POLICY CAN OBTAIN B POLICY ALSO(CONCURRENT) AT ANY TIME NOT AFTER EXHAUSTING OF LIMIT.KINDLY CLARIFY.PLEASE REFER TO CIRCULAR CDO/P& HRD-PPG/84/2015-2016 DATED 8THJANUARY,2016.THIS CIRCULAR IS SILENT SO FAR DATE OF JOINING THE B POLICY IS CONCERNED.
|Comment: According to our understanding of the subsequently issued clarifications, a REMBS member with available limit, may either take additional cover under policy B, within 31st Mar, or take such cover later, within 3 months of the limit getting exhausted.However a demand is likely to be made in the ensuing structured meeting at Hyderabad on 29th Jan, that an existing REMBS member should be allowed to take additional cover under policy B, at any time, that too by paying pro rata premium, like new retirees, instead of having to wait for the limit to be fully exhausted.|
|svmani wrote at 25-01-2016 01:36:|
|Yes, I am a REIMBS member and was hospitalised recently. After discharge I am doing pshyo therapy as per doctors advice. I presume but please confirm thar that phiso therapy charges also can be claimed as domicillay treatment. |
Thanks for yor prompt response.
|Comment: Till 31st Mar, you can't claim reimbursement for physiotherapy under existing rembs. You can do so after 31st Mar, against doctors prescription. |
However, if you take additional cover under policy B of new scheme, you may claim reimbursement of such expenses against doctor's prescription, from 15th of the month if your account has been debited towards premia from 1st to 14th, and from 1st of next month if your account has been debited between 15th and 31st of the month.
|Osman wrote at 24-01-2016 04:10:|
| As reported in FREE PRESS JOURNAL|
|HOME / INDORE / SBI’S GROUP INSURANCE SCHEME FOR RETIRED STAFF|
SBI’s group insurance scheme for retired staff
— By Our Staff Reporter | Jan 23, 2016 02:08 am
Indore : State Bank of India, having the largest workforce in the banking industry, has introduced as a welfare measure a group insurance scheme for its retired staff.
In earlier schemes, a considerable number of retired staff was deprived of protection due to various reasons.
The bank in collaboration with the local unit of State Bank of India Pensioners Association is conducting a workshop on Saturday at its zonal office at YN Road at 11 am to give more information about the scheme. Association secretary, Shyam Fadnis informed in a press release.
|Comment: Good initiative. But there can be a difference of opinion on whether the news should be kept to ourselves or be given publicity in the media. Perhaps, our low pension, poor family pension, etc could be publicized to a better effect. |
|KESHAV RAI SAINI (Website) wrote at 24-01-2016 03:37:|
| MEDICLAIM POLICY A & B|
|DEAR SHRI WEB MANAGER,THANKS FOR YOUR COMMENT.HOWEVER,I AM STILL OF THE VIEW THAT WILLING SBI REMBS MEMBERS MAY CONCURRENTLY JOIN POLICY B MEANT FOR NEW RETIREES/NON REMBS MEMBERS EVEN IF THEY HAVE UNUTILIZED LIMIT ON ANY TIME NOT BEFORE 31.03.2016 OR WITHIN THREE MONTHS OF EXHAUSTING LIMIT OF A POLICY. IN OTHER WORDS THEY CAN JOIN POLICY B ANY TIME.KINDLY CONFIRM.|
|Comment: Our understanding is that new retirees can become members of policy B, within 3 months from date of retirement. Existing non REMBS pensioners and REMBS members who have exhausted their limits, must become members of policy B, within 31st Mar, 2016. REMBS members with some available balance, may either opt to become members of policy B, within 31st Mar, 2016. Otherwise, they can become members of policy B, within 3 months of their limits getting exhausted. |
|g.venkatachalam wrote at 24-01-2016 01:08:|
| medicine reimbursement|
|I had retired under exit policy after completion of pensionable service. (before 30 years),I intend to avail of Scheme B for medical. As I had undergone bye-pass surgery I am taking daily medicines as prescribed by the doctor which comes to Rs 600 p., Whethercost of this medicine is reimbursible or not. Please enlighten me.|
|Comment: As far as our understanding goes, you may claim reimbursement of expenses for domiciliary treatment of cardiac ailment, to the extent of 100%, from the 15th of the month, or 1st of next month, if you submit your application for policy B, between 1st and 14th or between 15th and 31st of the month and your pension account gets debited towards premium, during this period. You must submit your application latest by 31st Mar, 2016.|
|sriram ranganathan wrote at 23-01-2016 22:08:|
| pensioners insurance for spouse|
|My mother malathy ranganathan receives pension from SBI for the last several years on account of being spouse of Mr. N. Ranganathan who died in ser ice in 1992. I would like to know if she can avail the pensioners medical insurance.|
She is currently residing in Chennai and would like to know where to go and meet with whom to register for this policy. Please helpus with some information.
You can email me at email@example.com or give us a call at 9940087975 or 044-24897735 or 9940355596.
Thanks and regards
|Comment: Your mother can and should apply for policy B, within 31st Mar, 2016, at the branch from where she draws her family pension, in the prescribed format. You can download the application form from the pensioners portal or from this website, if the branch is unable to give it. You may seek the help of the Association at Chennai. |
|M S Rajagopal wrote at 23-01-2016 20:31:|
| Health Insurance Scheme.|
|Existing members of REMBS may join policy B on a later date beyond 31.03.2016. Is it only after EXHAUSTING THE FULL BALANCE ? Or can they join the policy B any time beyond 31.03. 2016, when the existing balance in their REMBS account is depleted to a large extant?Please clarify.|
|Comment: Our understanding is that existing REMBS members with some available limits may either take additional cover under policy B, within 31st Mar 2016, or later, after exhausting the limits, within 3 months.|
|KESHAV RAI SAINI (Website) wrote at 23-01-2016 18:59:|
| MEDICLAIM POLICY A & B|
|DEAR SHRI WEB MANAGERS,SO FAR I UNDERSTAND FROM YOUR WEB SITE,THE EXISTING MEMBERS OF REMBS CAN TAKE B POLICY AT ANY TIME EVEN AFTER 31.3.2016 ALSO BY PAYING PREMIUM FROM THEIR OWN SOURCES.THEY CAN CLAIM MEDICAL EXPENSES FROM EITHER OF THE POLICY I.E A POLICY OR B POLICY AT THE TIME OF CLAIMING BILLS BUT NOT PARTIALLY FROM A POLICY AND PARTALLY FROM B POLICY.KINDLY CONFIRM AM I CORRECT AND GUIDE US.|
|Comment: Actually, the bank should guide us. But their lengthy circular has confused many of us. Whatever explanations and clarifications we have furnished on this website, has been done from our understanding of the scheme. |
Existing REMBS members with some balance left, may take additional cover from policy B, either within 31st March, 2016, or within 3 months from the date of exhausting their limits, by paying full annual premium. Pensioners with dual policies (A and B), may claim reimbursement from either of the two policies, but not both. Shortfall in one will be made up from the other.
|S.Sridharan wrote at 23-01-2016 08:43:|
| New health insurance scheme|
|Pl refer my post 17.1.16.Today I read the editorial of SBI Elders voice(SBIPensioners assn.Chennai circle magazine Jan2016) The editor was pointing out the salient features of the policy.1.All the existing members of SBIREMBS as on 31.3.16 will be migrated to policyA with the duration cover of one year. A meeting was arranged on 12.1.16 and the representative of Anand Rathi has pointed out the following important points.1.Present REMBS members should join PlanB before 188.8.131.52.Members in A policy(I.e.erstwhile members of the REMBS) will not get insurance coverage for 63 diseases/37 procedures listed in Banks' circular including Domiciliary treatment. The editor has pointedout the insurance company will henceforth assess ur eligibility through their TPA. He also worried that all these years VRS retirees,exit policy retirees were taken for a ride and left in lurch. Now it is the turn of REMBS members. To continue with the scheme one should necessarily be a member in Policy-B' in addition to automatic shifting of REMBS balance to policyA.He hopes the meeting at Hyderabad on 29.1.16 will through more light on the Mediclaim Policy of our Bank. I am sharing the information what I read in the editorial.|
|Comment: Please go through the update and clarifications furnished in this website. Your fears and apprehensions will be removed.|
|p c raman wrote at 23-01-2016 03:18:|
| no. of applications for the latest group floater ins scheme|
is it required to submit two original applications to the branch/ zonal office, for this new group floater ins policy scheme sir, pl clarify
|Comment: On the basis of our experience in the this month, we feel that one original application with coloured joint photo, and 3 xerox copies should be kept ready. Branch will return one acknowledged copy, retain one copy and send original with one copy to Zonal Office. Z.O. will in turn, retain one copy and send the original, to Madam Cama Rd Br, Mumbai.|
|svmani wrote at 22-01-2016 22:37:|
|I was hospitalised for Cardiac ailments. the expenditure includes hospitalisation as well as after discharge medicines purchased, doctors fee for follow up visits, physiotherapy charges etc. I want to know whether the entire expenditure can be claimed under hospitalisation or bills pertaining after discharge will be under domicillay treatment. The expenditure is towards cardiac ailments. Pl. clarify. Mani|
|Comment: We presume that you are a REMBS member and that you had undergone hospitalization, before introduction of the new scheme. In that case, you will have to split up your bill into two. One for hospitalization expense, and the other under domiciliary treatment for the post discharge stage. |
|MENINO FURTADO wrote at 22-01-2016 03:05:|
| SBI PLATINUM CARDS|
|I require clarification regarding SBI PLATINUM CARDS. You will recollect that at the time of inception of SBI CREDIT CARDS, all the Staff members of SBI were issued credit cards without any admission fees or service charges. Might be because SBI CARDS is a subsidiary of SBI and that they wanted substantial membership for starting the Company. So we as SBI staff members have so far continued using SBI Credit/Debit cards without any renewal charges even after retirement.|
Now, the SBI Credit Card Company has started issuing "PLATINUM CARDS" to the public and also to SBI retired members in lieu of the original Credits cards and they have liberally debited their accounts with renewal fees and other sundry charges amounting to over Rs.3000/- which is annual renewal charges according to the SBI CARD representatives.
When our members represented that they were retired employees of SBI and continue getting all SBI concessions, the SBI CARD has point blank rejected their request to reverse the charges without citing any reason. Kindly clarify the correct position. Thanks and Regards
|Comment: We shall look into the issue urgently, and post an update soon.|
|Amitava Goswamy wrote at 21-01-2016 21:26:|
| Online submission of application for Floater Mediclaim Policy|
|Till date the pensioners website does not show the online submission tag for Plan B. When it will be available?|
|Ravindra Kumar Syal wrote at 21-01-2016 21:21:|
| Medical Ins. Scheme|
|This scheme should be for all. There should not be any discrimation , as all employees are depend on the pension. Do not make two Indians in one constitution. As u know the Govt. has made two laws in gratuty case for which we are fighting. Pl.take suitable steps so that every pensioners comes under the scheme what so ever be the reason. You are one for all the pensioners. Pl. look no pensioners should die in the absence of Medical Aid.Thanks|
|asit Banerjee wrote at 21-01-2016 18:55:|
| New Medical Scheme|
|I request the SBI Pensioners Association of different Circles in the country to make 'notification' through leading News Papers of the respective Circle for drawing attention and awareness among the thousands of SBI retirees who are in the dark and know nothing about the New Health Insurence Scheme.|
|Comment: This is a good idea. But we feel we can urge upon the Bank to issue a prominent notification in the newspapers, so that pensioners don't miss the bus. It's a question of life and death.|
|Sreeram wrote at 21-01-2016 09:13:|
| Medical scheme for all pensioners |
|Sir ,even city branches like hyderabad main branch are not aware of the new scheme and zonal office also .|
If city branches like this what about rural branches with out Internet or current.
Pl kindly create awareness to retriees who does not have knowledge on computer.
Many of retriees does not know about new medical scheme.
Every pensioners should tell 100 pensioners about this scheme by phone along with social networking sites like Facebook, Twitter, sms ,what's app
Jai sbi ..jai pensioners
|Comment: Thanks for painting a grim and real picture of the present scenario. We are holding series of meetings at various centres, and also issuing communications to pensioners, apart from whatever is being published in this website, for enlightening all. We have also urged upon our LHO and ZOs to issue synoptic circulars, and sensitize the Branch Managers, so that aged pensioners like us are not harrassed.|
|Biman Behari Sarmacharjee wrote at 21-01-2016 05:53:|
| Family Floater Group Health Insurance Policy|
|It appears that Branch functioneries are still unaware about the scheme. Even Zonal Office personnel are also not supporting/guiding branches, in the matter. |
Now, I feel that SBIPA has to take initiave and insist Zonal Office to instruct all branches or organise meeting/seminar so that pensioners are not misguided.
|Comment: The matter has already been discussed in the Circle level Structured meeting on 21st Jan at Kolkata LHO, and will be discussed again in the apex level Structured meeting with Federation, on 29th Jan, at Hyderabad.|
|KESHAV RAI SAINI (Website) wrote at 21-01-2016 03:03:|
|AS PER WEB SITE OF DELHI HIGH COURT,I AM ADVISING THE BRIEF PROCEEDINGS DATED 12.01.2016 OF THE ABOVE NOTED COURT CASE.|
ORDER DATED 12.01.2016
LIBERITY IS GIVEN TO THE PARTIES TO AMEND THE WRITTEN SUBMISSIONS AND HAND OVER TO THE COURT MASTERS BEFORE THE NEXT DATE OF HEARING.
UNION OF INDIA IS NOT REPRESENTED BEFORE US TODAY.
LEARNED COUNSELS APPEARING FOR THE PARTIES INFORM THE OTHER COUNSELS IN THE MATTER.
THE MATTER SHALL NOT BE TAKEN UP TILL 27TH JANUARY,2016.
JANUARY 12,2016 MS GITA MITTAL J
MR I.S MEHTA J
|Comment: Thanks a lot. |
|S.RAJAGOPALAN wrote at 21-01-2016 00:56:|
| MUTUAL WELFARE SCHEME|
| In the above MW scheme I am a member& making a claim up to Rs 2000 per annuam for allopathy treatment.I wish to know for how many years this scheme will be in force(15 years?)and what are the othere benefits in this scheme?By introduction of this FLOATER POLICY,whether Bank will abolish the scheme? |
|Comment: You can avail of EMWS facility of upto Rs 2000 per year for medical treatment and 90% of hospitalization expense upto Rs 30000, for yourself and/or your spouse, for 15 years after retirement.. In the event of death of pensioner, surviving spouse can get pension upto Rs 500 per month for life. Life certificate has to be submitted yearly for this scheme too.|
|Jayakrishnan T V wrote at 20-01-2016 17:50:|
| FLOATER POLICY FOR SBI RETIREES - List of Hospitals for Chennai & Tamilnadu (other than Chennai)|
|2 Excel files containing the above list is available with me. Those who want it may send a mail to "firstname.lastname@example.org"|
|Comment: It will be better if we can upload the total all India list, once it is available. Meanwhile the pensioners of Tamilnadu may collect the details from you. |
|LAKSHMINARAYANAN N wrote at 20-01-2016 17:50:|
| New Mediclaim Policy|
|Contract of Insurance : Both policy ‘A’ and policy ‘B’ will be awarded|
to the lowest bidding Insurance Company viz. United India Insurance
Co. Ltd. for a continuous period of 3 years and they will create an
infrastructure at all the Zonal Office Centres for servicing them.
From the extracts of the above taken from Bank's e-circular it is very clear that bank has arranged with United India Ins.Co. Ltd.
|Comment: You are absolutely right. |
|M. Gopalakrishna Iyer, wrote at 20-01-2016 17:17:|
| GROUP INSURANCE SCHEME FOR SBI RETIREES|
In one of his communications with me Shri Ramesh Babu, General Secretary of the SBI Pensioners Federation has mentioned that the name of the Insurer is "New India Assurance Co Ltd". But I understand from this site as well as press reports that the Insurer is UNITED INDIA INSURANCE CO LTD.
Kindly clarify for the benefit of all the eligible members, as early as possible.
With thanks and regards,
M. GOPALAKRISHNA IYER.
|Comment: You are absolutely right. It is United India Insurance Co. Ltd. |
|KESHAV RAI SAINI (Website) wrote at 20-01-2016 16:59:|
|DEAR SHRI WEB MANAGERS,I HAVE TO ADVISE THAT THE CORRECT NAME OF THE JUSTICE IS GITA MITTAL NOT GETHA MITTAL AS ADISED IN YOUR WEB SITE. KINDLY RECTIFY IT AT YOUR END.|
|Comment: Thanks. We shall do the needful. |
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