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THOSE WHO WANT TO WRITE, ARE REQUESTED TO CONTRIBUTE IN THE SPACE PROVIDED. IT WILL HELP IF YOU CAN PLEASE MENTION YOUR E MAIL ID, SO THAT READERS CAN ALSO DIRECTLY COMMUNICATE WITH FELLOW PENSIONERS. WE REQUEST OUR PENSIONER FRIENDS TO REFRAIN FROM MAKING OBJECTIONABLE AND DEFAMATORY COMMENTS IN THIS COLUMN. A FILTERING SYSTEM WILL OPERATE AND THE POSTS AND OUR RESPONSES WILL BE PUBLISHED SIMULTANEOUSLY, AFTER ALLOWING SOME TIME FOR REVIEW. WE WILL BE COMPELLED TO DELETE OBJECTIONABLE OR HURTFUL MATTER.

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Pankaj Ganguly wrote at 28-05-2016 04:53:

 Miscellaneous
As and when possible I will join.
 
Comment: You are most welcome. We never every single pensioner's support.

BALADEB SEN wrote at 27-05-2016 07:01:

 Pensioner's frustration
It seems there is no solution to my issue namely reduced settlement of my claim for Rs41790/-.My cashless request with TPA (FHPLtd) Ref:Request ID is535466 and hospital Bill Ref Bill BLA 27320dt 06/05/16 of M/s RSV Hospital,Tollygunge.The TPA,the Broker and the Hospital seem to be not interested at all in any settlement.It is now for the SBIPA to intervene and do something.The way things are moving the very idea of giving financial protection against the inevitable health risks of old age will soon be ineffective unless the SBIPA immediately step in and start meaningful discussions with the concerned authorities Baladeb Sen
 
Comment: Please note that we are in touch with the Insurance broker and the TPA. The final data about the expenses incurred, have not been furnished by the hospital to the TPA. You may help in expediting the process.

hirak kumar hom roy wrote at 27-05-2016 03:23:

 Rabindra Nazrul Celebration
Dear Sir, SBIPA Anandapuri Composit Unit has organized a Rabindra Nazrul Jayanti on the last 24th May,2016 at the Bank premises of SBI Anandapuri Branch with a great presence of at least 75 members and their family members. Music vocal, recitation and discussion were performed skillfully. This is for your kind information please. Bidhannagar Zonal Secretary was informed earlier. Thnks, H K HOm Roy, Asstt. Secretary, Anandapuri Composit Unit:-
 
Comment: Thanks for sharing this information.we would have circulated this information had we known earlier. We would have participated in the event too.

G.V.chalam wrote at 27-05-2016 01:25:

 med.claim forms
In Pen Assn Mumbai circle website under circulars one can get the med claim appl forms--Dom and non- Dom Mr Radhakrishnan pl note
 
Comment: Unfortunately, these cannot be downloaded.

Gopalji Tandon (Website) wrote at 26-05-2016 19:56:

 Non Receipt of Medical I.D. (E) Card.
The undersigned paid premium of Rs.5925/- on
13-5-2016 by means of a cheque which was encashed on 18-5-2016. The medical I.D (E) Card has not been received. Please also let me know the name & address of TPA of Moadabad for availing Cash Less facility.
 
Comment: Please don't worry about the ID card. Till such time you get it, you will be covered on production of proof of payment of premium. But you should have given the debit authorization included in the application form instead of giving a cheque.please contact your Zonal office and Association for guidance.

N. Radhakrishnan wrote at 26-05-2016 02:36:

 DOMICILLIARY TREATMENT
Has new form available forDOMICILLIARY TREATMENT,if so make it available in website.
Thanking you sir
 
Comment: Despite our best efforts, we are unable till now, to upload the Mediclaim claim form, as it is in PDF format, and not on MS Word format.
Please contact your TPA, or Zonal office or Association for hard copies of the claim form.

KESHAV RAI SAINI (Website) wrote at 25-05-2016 00:16:

 DELAY IN CREDIT OF PENSION FOR THE MONTH OF MAY, 2016
I HAVE TO ADVISE THAT PAYMENT OF PENSION WAS SCHEDULED FOR CREDIT TO PENSIONERS' ACCOUNTS ON THE 25TH MAY ,2016.HOWEVER, TODAY IS 25TH MAY AT 2.00P.M AND PENSION HAS NOT BEEN CREDITED.KINDLY ADVISE US THE REASON.
K.R.SAINI
 
Comment: Pension has been credited through bulk posting in the afternoon, and SMS alerts have been sent by 3.15 p.m. Unlike last month, there was no prior intimation about such a delay, today. Harassment was caused, as the credits are effected usually in the early morning.
We shall ascertain the cause of delay and also try to ensure that such instances do not recur in future.

NIKHIL KUMAR BISWAS wrote at 24-05-2016 23:26:

 DELAYED CREDIT OF PENSION
In the last month the pension was credited in the afternoon on the scheduled date,obviously with the previous information. Is this going to be a regular feature, if it be so. why no information is given earlier to free the pensioners because at this age pensioners want only pension and no tension.
 
Comment: We agree with you, fully. This time there is no prior intimation either. Hi

M. Gopalakrishna Iyer, wrote at 24-05-2016 20:57:

 PENSION FOR MAY 2016.
Dear Sir,

I am drawing my pension through Hulimavu (Bangalore) Branch. My PF Index is 0728322 and S.B.Account No. is 10084153068. On visiting the portal, I find that pension has not been credited. Usually I used to get SMS alert by 8.30 am on the date for payment of pension. Kindly check up with CPPC and let me know at your earliest. others.
 
Comment: We have no prior intimation this time, either through any post on the pensioners ' portal or by e mail, about any delay in credit of pension. We are trying to ascertain. Kp

S.KANNAN wrote at 22-05-2016 23:05:

 REMBS PLAN A FROM 01/06/2016
POLICY A from 1st June 2016 - Corp.Centre Circular No. CDP/P&HRD-PPFG/25/2016-17 dated 19th May 2016
6. The policy (Policy-A) will be renewed annually and at the time of renewal, only the residual balance of individual member will be carried over. At each year’s renewal, Bank will decide the cut off limit for the residual balance of individual members to extend the medical benefit either through Group

Mediclaim Policy or through SBI-REMBS, as per the respective scheme, and the decision of the Bank will be binding on the members. Members having exhausted their original plan amount as in REMBS would be dropped from the list, as usual.
FROM THE CIRCULAR IT IS CLEAR THAT THE BANK WILL INCREASE THE CUT OF LIMIT FROM 1 LAC TO SAY 3 LACS IN DUE COURSE THUS REDUCING IT IS LIABILITY TO PAY THE PREMIUM IN FUTURE AND INDIRECTLY FORCING THE MEMBERS TO TAKE POLICY B. THE PENSIONERS ASSN SHOULD SEE THAT MEMBERS INTEREST/FAMILY PENSIONERS INTEREST SHOULD PROTECTED AS THIS IS THE ONLY WELFARE AVAILABLE AFTER RETIREMENT.
 
Comment: We are of the opinion that the bank is bound and committed to ensure that the risks are covered for these erstwhile REMBS members, upto the extent of the balance available, irrespective of the premium paid by it to the Insurance company.

Ramesh.K.V wrote at 22-05-2016 22:14:

 PLAN -B NEW MEDI CLAIM POLICY
I am K V Ramesh SBI pensioner from Bangalore circle. I enrolled for group Health Insurance policy for SBI Retirees on 18 th Jan 2016,With in 15 days I Received the VIDAL HEALTH CARD within 15 Days. I had to undergo Appendicectomy on 14-04-2016.The hospital obtained prior approval and the INS Company settled the full amount. During this operation, I had paid Around 15 thousand rupees as pre and post operational charges (for various Investigations). I again submitted my bill for Rs 14977/-. The company reimbursed the entire amt within 15 days. The total expenditure was borne by the company. Every stage the ins company updated me through SMS.
I am thankful to the company as well as the SBI authorities for this novel scheme.
 
Comment: We are happy to learn that you got the right support after enrolling for this Mediclaim scheme. Thanks a lot for sharing this satisfying experience with fellow pensioners, through our website.

sundararajan wrote at 22-05-2016 20:50:

 FF mediclaim group b
I joined in group B mediclaim FF, and got ID card also, for me and for my spouse. If permissible, I wanted to include my dependent daughter in this scheme. Please guide and reply me.
 
Comment: Dependant children are not covered in this Mediclaim policy. We suggest that you obtain an external health insurance policy, exclusively for your daughter.

M.Srinivasan wrote at 21-05-2016 21:00:

 Family floater Medclaim
I got mob alert that FF B last date ex to 31-5-16 I ret VRS 2001 pd one month pen got 2lac cover under REMBS grace of God I have not availed any reimb so far now I presume my cover would have automatically mig to Fam Fltr A I think I can join Fam Fltr B anytime when limit under Fam Fltr A goes below 1 lac and there is no urgency to join bef 31st May Plse clarify
 
Comment: You are right. But till December, 2016, you will have to pay full annual premium for policy B.

S. Janakiraman wrote at 21-05-2016 04:26:

 IMPORTANT NOTIFICATION FOR REMBS MEMBERS WITH BALANCE BELOW RS 1 LAC
Dear Sir,

I refer to the above notification and presume that all the bills towards hospitalisation/domicillary expenses submitted upto 31.05.2016 will be settled by the Bank under the REMBS Scheme, subject to availability of balance. Based on the outstandings as on 31.05.2016 the Bank will be able to decide whether to be migrated to A Scheme or not. Presently under the REMBS there will be two outstandings viz. one towards domicillary treatment(10% of total limit) and balance towards hospitalisation expenses. I think the total outstandings referred to here represents the total consolidated amount less the amount utilised so far upto 31.05.2016. Please clarify.
 
Comment: Your assumptions are correct.

Dr (Mrs) Geeta Handa (Website) wrote at 20-05-2016 22:02:

 Form 16
I am drawing my pension through sbi cppc bhopal How can I view my Form 16
 
Comment: You may go to the I Tax site and view the deductions made by our bank or other deductor and credited to Govt account under the head I tax. This may at times, vary with the TDS certificate issued by the bank. You may get the certificate as also income certificate from your pension paying branch.

Amitava Goswamy wrote at 20-05-2016 20:34:

 Change of pension paying branch
Sir, I have opted for the SBI retired employees family floater medical insurance Plan B. Now, as the pension paying branch(PP) is at a good distance from my residence, I like to change my PP branch. The account number will remain the same as the it will be transferred to the new branch.I want to know, if this may create any problem in future, for realisation of annual premium of my mediclaim policy .
 
Comment: No. You may apply through the pension paying branch to the PPG Deptt at LHO, for this purpose. Please also inform the change, when effected, to the TPA.

PRIYA BRATA CHAKRABARTI (Website) wrote at 20-05-2016 11:49:

 SUBMISSION OF INVESTMENT DECLARATION
PENSIONERS HAVE FAILED TO SUBMIT THEIR INVESTMENT DECLARATION FROM THEIR HOME PC AS AND WHEN THEY SUBMIT, GOT A NOTICE " SERVER CAN NOT BE CONNECT PLEASE TRY AGAIN" . THIS DISTURBANCE HAS STARTED FROM 2ND WEEK OF APRIL TILL DATE. MY REQUEST, PLEASE TAKE UP THE MATTER WITH CSPPC TO HELP TO THE PENSIONERS COMMUNITY SO THAT THEY CAN DO THE WORK FROM THEIR HOME PC AND OBLIGE.THANKING YOU,
 
Comment: We have checked the position. The portal is functioning normally as far as pension slip and investment declaration are concerned, barring occasional disturbances.
We are however very disappointed with the fact that latest e circulars concerning pensioners are not being uploaded by the bank in the portal. We are pursuing this aspect.

R.K.Syal wrote at 19-05-2016 02:43:

 Medic lain Ins. Scheme
Sir, I wrote u a letter about one month ago for inclusion of such pensioners who were deprived for the benefit of the scheme. I tales to u over telephone also & much thankful for the positive reply. As u said we will talk the chair as a very few cases may be there and more over no load will be on the Bank if such cases are included. I fully hope the matter might have been taken up/ taking attention for these pensioners. Thanks for taking pains in the matter so that these pensioners are not died in the absence of this facility. Thanks once again.
 
Comment: Thanks may be due to us for having responded to your suggestion and also for taking up the issue at appropriate levels. But as long as the benefits do not reach the affected pensioners.

KESHAV RAI SAINI (Website) wrote at 18-05-2016 23:26:

 NEWEDICLAIM POLICY
AS YO ARE AWARE THAT 63 AILMENTS AND 198 TYPES OF DAY CARE PROCEDURES ARE COVERED UNDER DOMICILLIARY TREATMENT BY MEDICLAIM POLICIES''A'' AND ''B''.KINDLY ADVISE US THE 198 TYPES OF DAY CARE TREATMENTS .
K.R.SAINI
 
Comment: You will find the lists in the page " Medical facilities".

S.R.Kanchalwar,treasurer, Nanded dist unit wrote at 18-05-2016 01:52:

 sbrembs
I am member of medical B scheme but now message recd whose previous bal is above 1 lac,will be a members if scheme A,but if that balance amount not exhausted in a current year,will the bal amount carried over for next year
 
Comment: If you have already enrolled for policy B, you can avail of this scheme, and also the residual REMBS balance till the latter is exhausted. It appears that REMBS balances below Rs 1 lakh, will not be migrated to policy A.

D.C.GANGWAL (Website) wrote at 18-05-2016 00:58:

 Delay in settlement of claims under Mediclaim Floater Policy B
I submitted bill for Domicilliary treatment under Policy B for Rs 4555/-on 29-3-2016.After repeated enquiries from TPA at zonal Office,I was told that the bill has been approved for Rs.4398/-on 28-4-2016.But the claim amount has not been credited to my account till date.On enquiry,I was advised by the TPA that the funds have not been received from Insurance Company and we will hold a meeting with Insurance Broker shortly.Nothing has progressed so far.It is suggested that a pensioner-convenient mechanism should be implemented whereby we can track the bill(Bill Tracking System).On submission of the bill we should be immediately advised the claim number so that we can track the fate of the bill on TPA Website.Secondly. the Bank's Zonal Office CM(HR) should regularly monitor the bill pendency position.Presently, no role is being played by CM(HR)and the pensioners are left at the mercy of TPA/Insurance Company.I request SBIPAs to take up such issues appropriately with the Bank.
 
Comment: Associations should locally hold periodical review meetings with the TPAs and Insurance brokers to monitor the progress of the scheme and payment of bills, as is being done by us in Bengal
Circle.

P. G . Basak wrote at 18-05-2016 00:26:

 REGARDING FAMILY FLOATER GROUP MEDICLAIM INSURANCE POLICIES FOR RETIRED EMPLOYEES PLAN B
I am a retired employee of SBI.I have applied for the new mediclaim policy FAMILY FLOATER GROUP MEDICLAIM INSURANCE POLICIES FOR RETIRED EMPLOYEES PLAN B on 19th April 2016.As per the bank official the mediclaim card will be sent by courier to my address.But till date nothing was received.
Want to know how long it will take .

Thanking you
 
Comment: Till such time you get your ID card from the TPA, you can avail of the cover and claim reimbursement of domicilliary treatment bills with effect from 1st May, 2016, provided your pension account has been debited towards the premium, before 30th Apri,l, 2016. Please retain and produce the acknowledged receipt of your application, with the transaction number and date as proof of cover.

KESHAV RAI SAINI (Website) wrote at 17-05-2016 23:03:

 policy ''A'' WHEN IT WILL BE ISSUED
DEAR SHRI WEB MANAGER AS PER LATEST INSTRUCTIONS THE MEMBERS OF REMBS ARE ELLIGIBLE TO CLAIM THE BILLS UNDER THIS SCHEME UPTO 31.05.2016 .I PRESUME THIS SCHEME WILL BE CLOSED ON 31.05 .2016 AND MIGRATED TO POLICY ''A'' W.E.F 1.06.2016 .HOWEVER,KINDLY CONFIRM US THE ACTUAL/CORRECT POSITION.
K.R.SAINI
 
Comment: A sms has been sent by DGM PPG at CC, to pensioners stating that Policy A is likely to commence from 1st June, 2016. It has also been stated in that message that REMBS will continue as before, for those with balances below Rs 1 lakh. We await further corroboration and clarification.

D M CHANDRA SAVEDY wrote at 17-05-2016 22:01:

 Settlement of claims
With reference to claim amount settlements I bring my case experience to other members information sake. As I enquired the amount of claim as after approval,will be credited to within 10 to 12 working days from the last date of the month in which approval took place. Because as sper uiic norms claims settlement will be only once in as month I.e. after last day of month.
 
Comment: Thanks for sharing. We shall take this up with the TPA. Payment of bills should be case specific.

B B Bose wrote at 17-05-2016 21:00:

 Migration to REMBS
Received message on mobile today "ALL SBI-REMBS members with balance of Rs 1.00 lakh and above are likely to be enrolled under Policy-A of Group Mediclaim Scheme on 01-06-2016 and members with balances below Rs 1.00 lakh , will continue to avail benefits under SBI- REMBS - BY DGM ( PM & PPG )"
 
Comment: Yes, this message, though not very explicit, has been sent to pensioners. It does not clear the air conclusively.
We await further confirmation.

Vijay Kumar Gupta wrote at 17-05-2016 08:14:

 domicillary claim
I am pensioner from Chandigarh circle and also a member of sbi group insurance policy under plan B.
My domicillary claim approved by TPA ( mediassist) on 16/04/2016 has still not been credited into my account despite various e-mail reminders sent to them as well as to CM HR at Z/O Jammu . As per information uploaded by TPA on their website the claim amount should have been paid within 7 working days after approval. Now I have been told verbally by rep of mediassist TPA stationed at z/o Jammu that there is some problem in software of UIIC and claims are not being paid through out the country. Please examine and advise if this problem exists in other circles also.

I am looking to your expert views eagerly and thanks

Vijay Kumar Gupta
 
Comment: Periodical review meetings with tpa and insurance broker, have been started in Bengal Circle, to eliminate delays and rejection of bills, as also to expedite delivery of ID cards, to ensure issuance of SMS alerts about fate of bills etc. This has to be done by the Associations everywhere, in addition to individual follow up by pensioners.
Please approach your Association, in addition to personal pursuance.

B P Saini wrote at 15-05-2016 23:18:

 Income Tax Deduction U/s 80 D Of IT Act
No Receipt for payment of premium paid under 'FFGHI Policy B FOR SBI Retirees' issued either by bank or UIIL. Can in its absence deduction be claimed U/S 8OD of IT Act? Pl guide.
 
Comment: The copy of the passbook page with the entry of payment of premium towards Mediclaim policy, will suffice as proof of payment, for the purpose of claiming deduction from Income tax.

BALADEB SEN wrote at 15-05-2016 19:51:

 Speedier solution of claim settlement delays/rejection.
Dear pensioners and young volunteers among pensioners in the age group of say 60-65
In order to sreamline and strengthen the settlement process through effective and speedy interaction with the TPA,i request SBIPA to examine the feasibility of forming a dedicated team of young pensioners ,consisting of at least two members per Zone to monitor the settlement process from Day1 ie when the pensioner sends his Claim Bill for DT to the TPA/ZO or when he intimates about a rejection or a deduction of his claim by the TPA without plausible reasons The dedicated team will step in for removing any deficiency in the claim bill as pointed out by the TPA. Mostly the objections are found to be either frivolous or such reasons as non-submission of documents whereas in reality such documents are not properly linked or misplaced/lost at the TPA office Another major snag here is that in many cases the TPA after having raised some odd and unsubstantiated objection after a gap of 15 days ,isues a notice that unless their so-called objection is rectified within the next seven days the Claim will be treated as closed.This is indeed the height of arbitrariness and unilaterism in settling insurance claims denying any opportunity to the insured.SBIPA as I feel has a definite positive role to play.As suggested earlier if voluntarism is not enough the Asscn may even go upto outsourcing this job of co-ordination for which I am confident the pensioners will not be reluctant to bear some cost in the interst of justice and fast settlement of claims.After all one hundred rupees realised by way of recovery of medical expenses post retirement is worth one thousand rupees in service life with marginal utility of every additional rupee spent is equal to ten times of such marginal utility while in service life. Let us all seriously examine the issue for pensioners body Baladeb Sen (baladeb@gmail.com/8017672884
 
Comment: Thanks for your well considered suggestion. We are already monitoring the progress of bills at various ZOs. But forming dedicated teams, is an excellent idea, as the coming days is bound to see a spurt in handling of bills. We have already started the system of holding periodical meetings with the TPA and the insurance broker.

R.Mahadevan wrote at 14-05-2016 20:57:

 pensioner friendly measures for settlement of claims under floater mediclaim policy
In pursuance of the forceful appeal of
Mr Baladeb Sen for clearing the claim settlement snag I have a useful suggestion to make.

We have a long list of grievances in the settlement process already posted by Mr Sen and others in your esteemed site. I fully corroborate their statements because I have already experienced outright arbitrariness in a couple of settlements of mine. For OCT scan for glaucoma for both eyes I claimed the hospital bill for RS.2000(which normally costs Rs.2000 or more everywhere) and it was settled for Rs. 158. When I took it up, TPA head simply said that it is as per guidelines. I am fighting it tooth and nail.

Now the pensioners are left to fend themselves against such arbitrariness. The bank at the zonal office has no role to play in submission/settlement of claims and redressal of grievances even though TPA representatives sit in every zone. If a designated official is posted for this purpose in CM(HR) department of every zone(and his phone/mail id is given to all members of the zone) he can coordinate between the pensioners and the TPAs sitting there and clear the difficulties in settlement. In addition, in order to facilitate his role, he can be made as a member of the committee whose approval is needed for partial or total rejection of claims as envisaged in the scheme and as mentioned by Mr Sen. In this process any deviation will be only with his knowledge and consent and that therefore he can assist the pensioners with utmost ease both in timely settlement and in redressal of grievances. If for any reason bank finds it as not feasible they can create a platform to address this need in any suitable manner

R Mahadevan Chennai
PF 525227
09894180885
carelink@rediffmail.com
 

MUKTIPRIYO GHOSH DASTIDAR wrote at 14-05-2016 19:00:

 Delay in DM BILL paynent., My ID card and endorsement on Baladeb Sen
I fully endorse the view of Mr Baladeb Sen for curtailment of Hospitalization Bill to the tune of Rs11338/-due to inadmissible expenses according to IRDA rules.I will appeal to you to explore the list of inadmissible expenses in your website to enable the pensioners to collect the money before hospitalization. It is also said nothing will be rejected without the consultation of the authorized representative of the Bank. Regarding my case for delay in payment of D.M bill for my wife I had contacted Subham Mitra of TPA for fate of the Bill and the ID card.But he said that the Bill Has been forwarded to Insurance company after passing.Thus the time is passing out. Hence I experience that bill should be submitted at the soonest possible time to overcome the time gap of delay in payment.Moreover we are not getting any message after submitting M.Bill from pension paying branch,CM-HR and TPA. Although I am sure my Branch Manager(1468) Will not spare any time in sending the Bill to the appropriate Authority. Bank and Insurance company are taking too much time for migrating the Floater Policy A for which many pensioners are suffering and they are compelled to take out a policy for Floater Policy B . My PF NO is 1161857 and I got the ID message from TPA at last 10 ago but No ID card has been sent.
 

S Biswas wrote at 14-05-2016 09:32:

 TPA domicl bill
As I am a sbi RMBS member not yet migrated to group A mediclaim I am having some problems. Problems are like this: recently after i met with an accident I now require MRI scan and few other medical treatments . Whree the total expenditure will cross 10000. If I submit the bills will i get 10000 for domicil treatment? or as it has not migrated bank will give only 7000 domicilary as before? iN mediclaim group A my domicil I could get 75000. What should I do / should I submit the bills or wait for the migration/
 
Comment: Till your REMBS balance migrated to Mediclaim policy A, you will continue to be entitled to the benefits of the erstwhile REMBS scheme. You will be able to submit claims for domiciliary treatment, under policy, only for expenses incurred after date of migration. Hence, we suggest that you submit the bill under REMBS, against the sub limit of Rs 7000, and await migration to Mediclaim policy A.

BALADEB SEN wrote at 14-05-2016 05:59:

 Claim settlement snags
Mr Mahadevan is rightin explaining the hazards and predicament of the old and many times continuously sick( for some reasons or the other,) in personally foloowin up their claims with TPA who are upto reject/reduce claims without showing resons .At time they also raise that documents already sent are not with them .It is most exasperating and humiliating too in chasing such matters especially for regularly submitted smallclaims under DT physically This makes us feel as if the Insurers are making charities in settling our legitimate insurance claims Secondly in my case they have in the latest case of my hospitalization last week,disaalowed a sum of Rs 11338/- against a TPA approved sum of Rs41790/- realising the balance from me at the time of discharge showing that they have done it at the specific instruction of the TPA to disallow certain non-admissible exopenses under IRDA although the TPA had approved the sum of Rs41799/-.This is just one example of the arbitrary practices of the Insurer/TPA.Under the Policy there is no scope for such so-called IRDA List of excluded expenses and any rejection.partial or in full has to be cleared by the Committee of Bank.Insurer and the TPA.The matter has been seriously taken up by SBIPA in their first ever meeting at HO with the Insurer ,the TPA and the Bank.I am awaiting the outcome of their laudable initiative which will greatly come to the rescue of the pensioners.Regds Baladeb Sen
baladeb@gmail.com (8017672884(
 
Comment: We corroborate your statement and await a positive response from the TPA.

MUKTIPRIYO GHOSH DASTIDAR wrote at 14-05-2016 05:40:

 Delay in Domiciliary claim settlement
I submitted my medical bills on 12 04 2016 for Rs10450.66 on account of diabetic treatment of my wife to my Branch Rash Behari Avenue Branch (1648).But the claim has not settled yet The ID card has not been received by me. I have spent all my Savings for purchasing an apartment even after taking housing loan from Commercial Branch kolkata. I pay Rs7000/-PM as installment for the Housing Loan.Naturally Medical expenses is made from my monthly pension.If i get the reimbursement within 20days,the whole monthly expenses can be covered.Pl look into the interest of ill-fated pensioners and take up the issue with TPA and Insurance company
 
Comment: While we fully sympathize with your situation, and promise to take the matter up with the TPA, we request you to simultaneously contact the TPA, on toll free number and/or cell number.

R Mahadevan wrote at 13-05-2016 22:26:

 Mediclaim- Streamlining of Settlement Process
This is with reference to Mr Baladeb Sen's post dated 12-05-2016 on this subject

As mentioned by Mr Sen the claim submission and settlement process will have to be streamlined towards the full satisfaction of the pensioners

In my own experience, I find that the receipt of claim,settlement and payment are not communicated by sms or mail. When the settlement amount is less they do not communicate the excluded items and the reasons for such exclusion. They only send a mail copy of claim computation sheet which also does not contain the details of exclusion and the reason therefor.We are forced to enquire through phone or go in person to ascertain the facts and submit a note for reconsideration with supportive papers. I have taken it up with our circle association and CM(HR) and this is just for general info of other friends.

R Mahadevan PF 525227
9894180885
carelink@rediffmail.com
 
Comment: Thanks for sharing your experience and views on this aspect. We shall take it up with the TPA, and upload the outcome.

udayan dasgupta wrote at 13-05-2016 20:47:

 Suggesion for short term loan for annual premium on Medical Insurance
I request to consider the above rfd suggestion.
It will not only reach a lot benefit to the Pensioners staff but also Premiums may come down as maximum number of pensioners will be able come under this umbrela.
 
Comment: We shall examine this suggestion, before deciding to take it up.

PC KANTIWAL wrote at 13-05-2016 20:40:

 Form 16
Sir in my view form 16 may be send to pensioner email or it may be generate from where we generate pension slip.so we can get it easily.
 
Comment: We agree, but it is issued by the pension paying branch, and not in a centralized manner.

DIPAK CHOWDHURY (Website) wrote at 13-05-2016 19:31:

 Bank's group insurance scheme
whether group mediclaim premium along my individual mediclaim ins.premium is admissible u/s 80D of IT Act?
 
Comment: Yes, the premium paid can be shown as deduction for I T purpose.

DIGBIJOY ADITYA wrote at 13-05-2016 07:51:

 Request for sending SMS related to important issues
The member Pensioners are expecting informations like DA, headline news for pensioners, medical issues and many more informations for the knowledge of pensioners including dt for general meetings through SMS on registered mobile number. This will not only relief pensioners from dark and also delight for them.
 
Comment: We appreciate your suggestion. We have done this earlier on a few occasions. But doing it regularly on an ongoing badis, may not be feasible.
Whatever important news you are eager to gather, about our association, or about pensioner related issues, you will get them on this website.
We shall definitely use the bulk SMS method too, in emergencies.

S Biswas wrote at 13-05-2016 01:23:

 Migration
As I can see on your website there was a meeting between TPA and Bank on 11th . What about the migration of RMBS to mediclaim group A? I am afraid will this migration take place or it will be postponded ? As I had the nearly the full balance in my RMBS I did not opt for plan B.
 
Comment: Migration has not yet taken place presumably because of lack of preparedness on the part of the insurance company, the bank and/or the TPA. Roughly 56,000 existing REMBS members will have too migrate to policy A. This may be too big a figure for all the agencies to complete the task within the given deadline.
You need not worry, as you may take an additional policy B anytime. Please wait for further development to be uploaded on this website.

BALADEB SEN wrote at 12-05-2016 21:59:

 Periodical review of working of the FFPolicy
It is welcome that at last a periodical review of the ground level working of the Policy has taken place on 11th May 2016 at LHO to review the working and the various deficiencies in the Claim settlement process-both hospitalization and domiciliary treatment.Cosidering the age and health issues of majority of pensioners It is suggested that the Pensioners Association may consider evoving a system of monitoring the settlement process along with Bank's representative at LHO level(the original Scheme provides for this) in a cntralised manner at monthly intervals with the TPA so that the monitoring is streamlined and can eliminate avoidable delays and look into all cases of rejection of claim,partly or in full.The pensioners on their behalf could be asked to send a periodical statement of unsettled/rejected claims say every month to the PPG Deptt at Z.Os and the SBIPA.This will save the aged and sick pensioners from physically visiting the TPA office for each Bill.Request all pensioners and SBIPA office bearers to please explore the possibilities
 
Comment: Thanks a lot. We shall keep your suggestions in mind.

KESHAV RAI SAINI (Website) wrote at 12-05-2016 19:55:

 W.P(C)1875/2013
DEAR SHRI WEB MANAGER,WHILE I STILL AWAIT YOUR KIND COMMENTS ON MY WRITE UP DATED 11.05.2016@21.57 I HAVE TO ADVISE OUR ABOVE NOTED COURT CASE HAS NOT BEEN SHOWN EVEN IN THE REGULAR CAUSE LIST DATED 13.05.2016OF DELHI HIGH COURT.KINDLY SUBMIT YOUR MEANINGFUL COMMENTS IN THIS MATTER.
K.R.SAINI
 
Comment: Thanks for your constant vigil and genuine concern about our Court case. As you know, the next date of hearing has already been fixed for 28th July, 2016. We hope that the same bench hears our case. Let us also hope that the govt does not dilly dally anymore and responds positively to the Court's directive about its committee. Let us focus on this aspect.

Shishir Benoy Kar wrote at 12-05-2016 05:07:

 Change of Pension Payment Branch
I need to know the procedure for change of Pension Payment Branch as I have recently shifted my permanent residence from Raipur(C.G.)in Bhopal Circle to Kolkata.
 
Comment: Address a letter through your pension paying branch, to Bhopal Circle LHO PPG Deptt asking for change of pension paying branch. Do this just after getting your pension, so that bank has about o e month to pay your next month's pension at the new branch. Before this open a new joint SB A,/c at the new branch, and mention this account number in your application. Or else transfer your old account to the new branch.

Krishnamoorthy K R wrote at 11-05-2016 22:49:

 100% DA Neutralisation
Leave alone the fate of Delhi High Court case 1875, is there any possibility of getting 100% DA neutralisation in the near future?
 
Comment: The case in Delhi High Court is not related to 100% DR neutralization. We are hopeful of an early removal of the anomaly of lower rate of DR for pre Nov 2002 pensioners who not only get low basic pension, but also lower DR.

KESHAV RAI SAINI (Website) wrote at 11-05-2016 21:57:

 W.P(C)1875/2013
KINDLY APPARISE US AFTER VERIFYING WEB SITE OF DELHI HIGH COURT CAUSE LIST OF REGULAR MATTERS DATED 12.05.2016 AS THE ABOVE NOTED COURT CASE HAS BEEN LISTED DAILY AS UNDER UPTO 11.05.2016----
SEARIAL NO 8 W.P(C)1875/2013 FOR 28.07.2016
(FIRST FIVE CASES)
HOWEVER,CAUSE LIST FOR REGULAR MATTERS DATED 12.05.2016 THE ABOVE NOTED COURT CASE HAS NOT BEEN SHOWN AT SERIAL NO 8 OF COURT NO 4.WHY IT IS SO?KINDLY TAKE UP WITH THE REGISRAR (LISTING) OF DELHI HIGH COURT IF YOU DEEM FIT.
THANKING YOU.
K.R.SAINI
 

N Sridhar wrote at 11-05-2016 07:58:

 Mediclaim
Dear Sir
My wife underwent dental procedures like root canal surgery etc. As no hospitalisation involved which form should I use? The regular hospitalisation reimbursement claim form or domiciliary form? Is there any time limit to submit from the date of treatment?
 
Comment: Dental treatment with root canal, has certain ceilings. If it was done under Daycare, or in opd, please submit Domiciliary treatment claim form.

MENINO FURTADO wrote at 11-05-2016 06:38:

 SIMPLER CLAIM FORMAT
Sir,
Kindly mail the simpler claim format for Policy B IN pdf format to my email address meninofurtado@gmail.com. Thanks and Regards
 
Comment: We had a meeting with TPA and Insurance broker today. We will get the claim forms on word format from them, and upload very soon.

Narendra Rembhotkar wrote at 10-05-2016 23:36:

 Become member of plan B
I am member of old medical scheme with balance left of Rs six lacs.I wish to join new scheme simultaneously, can i ? To what date.I am retired on 31-10-2007.
 
Comment: You can additionally become member of policy B, anytime, but by paying full annual premium.

V. Subbaraja wrote at 10-05-2016 20:54:

 Payment of interest on commuted difference
Dear Commarade, In pursuance of deliberations at Federation AGM, please advise outcome of efforts by Federation with Bank. Please refer my earlier posts dated 22nd March 2016 onwards.
Thanks & Regards
V Subbaraja Retd CM
Bangalore Circle
 
Comment: We have already responded in this regard. There isn't much chance or hope of any change in the commutation situation.

rajeswari sundararaman wrote at 10-05-2016 20:36:

 sbi pensioners portal
the sbi pensioners portal to download pension slip is not functioning often
 
Comment: Yes, we agree. Moreover, the latest circulars and instructions concerning pensioners, are also not being uploaded regularly. This will have to be taken up again, with Corporate center.

Sridhar Srinivasan wrote at 09-05-2016 22:13:

 x bps arrear/commutation
Thank god. Finally i got pension/commutation arrears and recovery also nearly 1/3 of arrear: effected in my account yesterday.. Thing is, i did not get sms alert and on enquiry with ppg lho chennai only i came to know. Thanks for sbipa bengal circle for guidance and moral support.
 
Comment: We are glad that your anxiety is over. We have done only what friends would have done. We are overwhelmed by your response. Please keep in touch.

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